Union Homes Savings and Loans PLC is a mortgage finance institution. The Company is primarily involved in the provision of mortgage facilities to corporate institutions and individuals. It provides mortgage finance services, builds estates, funds estate developers and estate development, supports investors in housing schemes even at state government levels, and purchases houses and estates for resale to corporate and private customers within and outside Nigeria. Its commercial loans are for funds sourced from various savings and investment products of the banking services. Its social loans represent funds from the National Housing Fund allocations. Its estate development loans are commercial loans designed to finance the development of large residential estates either for sale, lease, or rental. Its pension-linked mortgage loans are designed especially for workers in the public service, corporations, and high net worth companies. It also offers pension-linked mortgage scheme (PELMS).