Union Bank of Nigeria Plc (the Bank) is a Nigeria-based financial institution. The Bank is primarily involved in investment, corporate, commercial and retail banking. The Bank has four divisions. Retail Bank division provides products and solutions to mass market and mass affluent customers, as well as small and medium enterprises with a turnover below N250 million per annum. Commercial Bank division caters to the banking needs of local corporates, usually with a turnover between N500 million-N5 billion in such sectors as general commerce, construction, oil and gas, manufacturing, agriculture, education, health, and public sector. Corporate Bank division provides services to large corporates with a turnover above N5 billion in sectors, such as oil and gas, telecoms, manufacturing, fast-moving consumer goods, general commerce, agriculture, aviation, and maritime. Treasury division supports clients in all segments of the Bank, such as affluent and high net-worth individuals and other.