US Century Bank (USCB)

Currency in USD
17.19
+0.76(+4.62%)
Closed·
17.190.00(0.00%)
·
USCB Scorecard
Full Analysis
High shareholder yield
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Fair Value
Day's Range
16.4417.51
52 wk Range
13.8521.86
Key Statistics
Prev. Close
16.43
Open
16.61
Day's Range
16.44-17.51
52 wk Range
13.85-21.86
Volume
23.06K
Average Volume (3m)
23.81K
1-Year Change
21.48%
Book Value / Share
11.55
Fair Value
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Fair Value Upside
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USCB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.05
Upside
+16.64%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period

US Century Bank News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

US Century Bank Company Profile

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries; and Medical Advantage (MDAvantage), which provides concierge-level banking services to physicians, dentists, and veterinarians. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Sector
Financial
Employees
199

US Century Bank Earnings Call Summary for Q2/2025

  • US Century Bank reported Q2 2025 EPS of $0.40, beating forecasts by 5.26%, with revenue of $24.4 million exceeding expectations by 2.87%
  • Net income rose 29% year-over-year to $8.1 million, driven by loan portfolio diversification and expansion in Miami-Dade market
  • Bank anticipates continued loan growth in low double digits, with $150-180 million in new loan production quarterly
  • USCB projects EPS of $1.57 for FY 2025 and $1.78 for FY 2026, with revenue forecasts of $96 million and $105.2 million respectively
  • Strategic focus on expanding international deposits and preparing for potential rate cuts to improve net interest margin
Last Updated: 26/07/2025, 11:48
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Compare USCB to Peers and Sector

Metrics to compare
USCB
Peers
Sector
Relationship
P/E Ratio
11.6x9.8x9.6x
PEG Ratio
0.170.060.03
Price/Book
1.5x0.9x1.0x
Price / LTM Sales
3.9x2.3x2.8x
Upside (Analyst Target)
16.3%15.5%11.3%
Fair Value Upside
Unlock−9.6%0.9%Unlock

Analyst Ratings

3 Buy
2 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.05
(+16.64% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.49%
Dividend Yield
2.33%
Industry Median 3.48%
Annualised payout
0.40
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 24, 2025
EPS / Forecast
0.40 / 0.38
Revenue / Forecast
24.40M / 23.72M
EPS Revisions
Last 90 days

USCB Income Statement

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FAQ

What Stock Exchange Does US Century Bank Trade On?

US Century Bank is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for US Century Bank?

The stock symbol for US Century Bank is "USCB."

What Is the US Century Bank Market Cap?

As of today, US Century Bank market cap is 345.15M.

What Is US Century Bank's Earnings Per Share (TTM)?

The US Century Bank EPS (TTM) is 1.49.

When Is the Next US Century Bank Earnings Date?

US Century Bank will release its next earnings report on 22 Oct 2025.

From a Technical Analysis Perspective, Is USCB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has US Century Bank Stock Split?

US Century Bank has split 0 times.

How Many Employees Does US Century Bank Have?

US Century Bank has 199 employees.

What is the current trading status of US Century Bank (USCB)?

As of 13 Aug 2025, US Century Bank (USCB) is trading at a price of 17.19, with a previous close of 16.43. The stock has fluctuated within a day range of 16.44 to 17.51, while its 52-week range spans from 13.85 to 21.86.
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