X Financial Class A (XYF)

NYSE

Currency in USD

13.770

-0.410(-2.89%)

Closed·20:59:59

After Hours

13.770+0.050(+0.36%)

·21:10:04

Fair Value

Unlock Value

Day's Range

13.550

14.430

52 wk Range

3.780

20.355

XYF Financial Summary

A brief financial summary of X Financial Class A as well as the most significant critical numbers from each of its financial reports. In addition, some financial ratios derived from these reports are featured. Users can opt to see 4 periods of either annual or quarterly information.

Key Ratios

P/E Ratio3.88

Price/Book0.76

Debt / Equity8.38%

Return on Equity23.94%

Dividend Yield2.85%

EBITDA3.71B

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Statements Highlights

Period Ending:

2016

31/12

2017

31/12

2018

31/12

2019

31/12

2020

31/12

2021

31/12

2022

31/12

2023

31/12

2024

31/12

Income Statement

Total Revenues

aa.aa

3,626.47

3,562.95

4,814.88

5,871.78

Gross Profit

aa.aa

1,587.44

2,067

3,041.73

3,911.98

Operating Income

aa.aa

1,301.5

1,901.93

2,875.56

3,700.32

Net Income

aa.aa

825.41

812

1,186.79

1,539.91

Balance Sheet

Total Assets

aa.aa

7,342.74

8,837.66

11,650.02

11,819.29

Total Current Liabilities

aa.aa

1,382.72

1,243.59

2,023.04

2,224.19

Total Equity

aa.aa

3,976.89

4,753.25

5,847.12

6,953.15

Cash Flow

Levered Free Cash Flow

aa.aa

1,468.56

-381.76

339.34

2,371.58

Cash from Operations

aa.aa

449.17

626.78

1,391.44

1,523.39

Cash from Investing

aa.aa

-2,347.59

-1,217.47

-1,683.64

122.03

Cash from Financing

aa.aa

1,301.31

576.35

1,227.46

-1,935.18

Net Change in Cash

aa.aa

-606.48

14.92

937.55

-282.86

* In Millions of CNY (except for per share items)

Dividends

Payout Ratio

Payout ratio (TTM)

Earnings retained

EPS 35.23%

Dividend Yield

2.85%

Industry Median 3.46%

Annualised payout

0.40

Paid unevenly

5-Years Growth

Growth Streak

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Earnings

Latest Release

May 19, 2025

EPS / Forecast

10.56 / --

Revenue / Forecast

1.94B / --

EPS Revisions

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Last 90 days

FAQ

What were X Financial A's earnings for the latest quarter?

The X Financial A EPS (TTM) is 35.23. X Financial A reported sales of 1,937.51, net income of 458.13, and EPS of 10.56 for the latest quarter.

What was X Financial A's net income for the latest quarter?

X Financial A's net income for the latest quarter was 458.13.

How did X Financial A's performance compare year-over-year in the latest quarter?

The company's revenue moved from 1,708.72 in the previous quarter to 1,937.51 in the latest quarter, and net income moved from 385.63 to 458.13 compared to the previous quarter.

What is X Financial A's net profit margin on a TTM basis?

X Financial A's trailing twelve months (TTM) net profit margin is 26.23%.

How does X Financial A's debt to equity ratio compare to industry standards?

X Financial A's total debt-to-equity ratio is 8.38%.

What is X Financial A's return on investment on a TTM basis?

X Financial A's trailing twelve months (TTM) return on investment (ROI) is 23.94%.

What were X Financial A's total assets and liabilities in the latest quarter?

As of the latest quarter, X Financial A reported total assets of 12,093.01 million and total liabilities of 2,551.45 million.

How has X Financial A's total revenue grown this year?

X Financial A's total revenue was 1,708.72 in the previous quarter and 1,937.51 in the latest quarter.

What is X Financial A's gross margin on a TTM basis?

X Financial A's trailing twelve months (TTM) gross margin is 69.59%.

What was X Financial A's revenue per share for the latest quarter?

X Financial A's revenue per share for the latest quarter was 24.05.

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X Financial Class A (XYF)

XYF Financial Summary

Key Ratios

Statements Highlights

Dividends

Earnings

FAQ

What were X Financial A's earnings for the latest quarter?

What was X Financial A's net income for the latest quarter?

How did X Financial A's performance compare year-over-year in the latest quarter?

What is X Financial A's net profit margin on a TTM basis?

How does X Financial A's debt to equity ratio compare to industry standards?

What is X Financial A's return on investment on a TTM basis?

What were X Financial A's total assets and liabilities in the latest quarter?

How has X Financial A's total revenue grown this year?

What is X Financial A's gross margin on a TTM basis?

What was X Financial A's revenue per share for the latest quarter?

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