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X Financial Class A ADR (XYF)
X Financial Class A ADR stock price live, this page displays NYSE XYF stock exchange data. View the XYF premarket stock price ahead of the market session or assess the after hours quote. Monitor the latest movements within the X Financial Class A ADR real time stock price chart below.
What Is the X Financial Class A ADR Stock Price Today?
The X Financial Class A ADR stock price today is 5.056.
What Is the Stock Symbol for X Financial Class A ADR?
The stock symbol for X Financial Class A ADR is "XYF."
What Stock Exchange Does X Financial Class A ADR Trade On?
X Financial Class A ADR is listed and trades on the NYSE stock exchange.
Is X Financial Class A ADR a Good Stock to Buy?
Determining whether X Financial Class A ADR, or any stock, is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the XYF quote. (ISIN: US98372W2026)
What Is the X Financial Class A ADR Stock Price Today?
The X Financial Class A ADR stock price today is 5.056.
What Is the Stock Symbol for X Financial Class A ADR?
The stock symbol for X Financial Class A ADR is "XYF."
What Stock Exchange Does X Financial Class A ADR Trade On?
X Financial Class A ADR is listed and trades on the NYSE stock exchange.
Is X Financial Class A ADR a Good Stock to Buy?
Determining whether X Financial Class A ADR, or any stock, is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the XYF quote. (ISIN: US98372W2026)
5.056
+0.076(+1.53%)
Real-time Data·
Fair Value
An estimate of a X Financial A ADR's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.056
5.056
52 wk Range
3.300
13.250
High dividend Yield
1/2
Fair Value
An estimate of a X Financial A ADR's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
5.0565.056
52 wk Range
3.30013.250
Key Statistics
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Average Volume (3m)
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Fair Value
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Return on Assets
Return on Equity
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Volume
Average Volume (3m)
1-Year Change
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Net Income
EPS
EPS Growth Forecast
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Return on Equity
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Price/Book
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EV/EBITDA
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XYF Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a X Financial A ADR's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Sell
Analysts Sentiment
Currently not supported.
Members' Sentiments
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Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Trading at a low Price / Book multiple
Form 6K X Financial Class A For: 27 May- Investing.com
X Financial names Kan Li acting chief risk officer- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell
X Financial Class A ADR Earnings Call Summary for Q2/2026
- X Financial Q2 net income rose 23.8% sequentially to RMB 47M despite revenue plunging 56.3% YoY to RMB 993.6M amid sharp loan volume contraction.
- Loan origination fell 70.2% YoY to RMB 11.63B as company prioritized credit quality and balance sheet strength over growth; active borrowers down 74.8%.
- Operating costs dropped 50% YoY while operating margin improved to 19.6% from 12% prior quarter, reflecting aggressive cost controls and restructuring efforts.
- Management declined Q3 quantitative guidance citing uncertain operating environment; reaffirmed $0.28 per ADS dividend yielding over 20% annually.
- Credit metrics showed sequential improvement in newer loan vintages; $35.5M remains in $100M buyback program after repurchasing $12.49M in shares year-to-date.
Last Updated: 24/08/2026, 14:10
Read Full TranscriptEarnings
Latest Release
Aug 24, 2026
EPS / Forecast
1.25 / --
Revenue / Forecast
993.58M / --
Compare XYF to Peers and Sector
Metrics to compare | XYF | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipXYFPeersSector | |
|---|---|---|---|---|
P/E Ratio | 2.3x | 9.8x | 9.3x | |
PEG Ratio | −0.04 | −0.09 | 0.03 | |
Price/Book | 0.2x | 0.5x | 1.0x | |
Price / LTM Sales | 0.2x | 0.4x | 2.8x | |
Upside (Analyst Target) | - | 67.8% | 19.2% | |
Fair Value Upside | Unlock | 28.5% | 3.1% | Unlock |
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Ownership
Ownership Overview
Top Holders
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FAQ
What Is the X Financial A ADR (XYF) Stock Price Today?
The X Financial A ADR stock price today is 5.056 USD.
What Stock Exchange Does X Financial A ADR Trade On?
X Financial A ADR is listed and trades on the New York Stock Exchange.
What Is the Stock Symbol for X Financial A ADR?
The stock symbol for X Financial A ADR is "XYF."
What Is the X Financial A ADR Market Cap?
As of today, X Financial A ADR market cap is 191.810M USD.
What Is X Financial A ADR's Earnings Per Share (TTM)?
The X Financial A ADR EPS (TTM) is 2.14.
From a Technical Analysis Perspective, Is XYF a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
How Many Times Has X Financial A ADR Stock Split?
X Financial A ADR has split 1 times.
How Many Employees Does X Financial A ADR Have?
X Financial A ADR has 643 employees.
What is the current trading status of X Financial A ADR (XYF)?
As of Oct 19, 2026, X Financial A ADR (XYF) is trading at a price of 5.056 USD, with a previous close of 4.980 USD. The stock has fluctuated within a day range of 5.056 USD to 5.056 USD, while its 52-week range spans from 3.300 USD to 13.250 USD.
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Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
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