Bayfirst Financial Corp (BAFN)

Currency in USD
11.90
-0.35(-2.86%)
Closed·
After Hours
11.720.00(0.00%)
·
BAFN Scorecard
Full Analysis
Stock has taken a big hit over the last week
Trading near 52-week Low
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Fair Value
Day's Range
11.9012.17
52 wk Range
11.9019.75
Key Statistics
Prev. Close
12.25
Open
12.17
Day's Range
11.9-12.17
52 wk Range
11.9-19.75
Volume
4.37K
Average Volume (3m)
10.92K
1-Year Change
-5.93%
Book Value / Share
22.4
Fair Value
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Fair Value Upside
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Company’s Health
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Members' Sentiments
Bearish
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ProTips
Trading at a low earnings multiple

Bayfirst Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Bayfirst Financial Corp Company Profile

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depositor, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in St. Petersburg, Florida.

Sector
Financial
Employees
300

Bayfirst Financial Corp Earnings Call Summary for Q2/2025

  • BayFirst Financial reported Q2 2025 net loss of $1.2M; stock fell 3.88% to $14.82 in pre-market trading
  • Net interest margin improved to 4.06%; deposits rose 3.1% to $1.16B; dividend payments suspended
  • Company conducting strategic review of SBA loan programs; expects stable net interest margin around 4%
  • CEO confident in strategic efforts; COO notes long-term nature of credit underwriting improvements
  • Analysts focused on potential Fed rate cuts impact and credit quality issues in SBA loan program during Q&A
Last Updated: 30/07/2025, 15:38
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Compare BAFN to Peers and Sector

Metrics to compare
BAFN
Peers
Sector
Relationship
P/E Ratio
6.3x10.4x9.5x
PEG Ratio
0.060.510.03
Price/Book
0.5x1.2x1.0x
Price / LTM Sales
0.6x3.1x2.8x
Upside (Analyst Target)
-23.5%13.1%
Fair Value Upside
Unlock−7.3%2.3%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.90%
Dividend Yield
2.69%
Industry Median 3.45%
Annualised payout
0.32
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
May 13, 2025
EPS / Forecast
-0.17 / --
Revenue / Forecast
20.69M / --
EPS Revisions
Last 90 days

BAFN Income Statement

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FAQ

What Stock Exchange Does Bayfirst Financial Trade On?

Bayfirst Financial is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Bayfirst Financial?

The stock symbol for Bayfirst Financial is "BAFN."

What Is the Bayfirst Financial Market Cap?

As of today, Bayfirst Financial market cap is 49.20M.

What Is Bayfirst Financial's Earnings Per Share (TTM)?

The Bayfirst Financial EPS (TTM) is 1.90.

From a Technical Analysis Perspective, Is BAFN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Bayfirst Financial Stock Split?

Bayfirst Financial has split 1 times.

How Many Employees Does Bayfirst Financial Have?

Bayfirst Financial has 300 employees.

What is the current trading status of Bayfirst Financial (BAFN)?

As of 10 Aug 2025, Bayfirst Financial (BAFN) is trading at a price of 11.90, with a previous close of 12.25. The stock has fluctuated within a day range of 11.90 to 12.17, while its 52-week range spans from 11.90 to 19.75.
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