Beforepay Group Ltd (B4P)

Currency in AUD
2.75
+0.02(+0.73%)
Closed·
Trading near 52-week High
B4P is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
2.692.77
52 wk Range
0.902.77
Key Statistics
Bid/Ask
2.70 / 2.77
Prev. Close
2.73
Open
2.73
Day's Range
2.69-2.77
52 wk Range
0.9-2.77
Volume
60.37K
Average Volume (3m)
110.21K
1-Year Change
106.82%
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
B4P Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
3.00
Upside
+9.09%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Beforepay Group Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Beforepay Group Ltd Company Profile

Beforepay Group Limited provides finance to its customers by way of pay on demand advances. It offers Beforepay that allows customers to access short-term loans through its pay advance and personal loan products to manage short-term cash flow challenges; and Carrington Labs, which provides cash flow underwriting and credit risk analytics solutions. The company was incorporated in 2019 and is based in Sydney, Australia.

Employees
43
Market
Australia

Beforepay Group Ltd Earnings Call Summary for Q1/2026

  • Beforepay's Q1 2025 net profit surged 98% to $3.4M, revenue up 20% to $11.3M; stock rose 3.17% post-earnings
  • Company focused on high-value, low-risk customers; reduced operating expenses by 12%, maintaining 95.93% gross profit margin
  • FY2026 labeled 'Year of Personal Loans'; plans to expand offerings through Carrington Labs in U.S. market
  • CEO highlights transformative potential of AI in lending; analysts maintain Strong Buy consensus with 11% revenue growth forecast for FY2026
  • Risks include market competition, expansion challenges, macroeconomic pressures, regulatory changes, and need for continuous innovation
Last Updated: 22/10/2025, 00:28
Read Full Transcript

Compare B4P to Peers and Sector

Metrics to compare
B4P
Peers
Sector
Relationship
P/E Ratio
20.2x5.7x9.4x
PEG Ratio
0.24−0.060.03
Price/Book
3.5x0.8x1.0x
Price / LTM Sales
3.4x2.8x2.8x
Upside (Analyst Target)
9.9%83.7%14.3%
Fair Value Upside
Unlock22.7%1.1%Unlock

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 3.00
(+9.09% Upside)

Earnings

Latest Release
Aug 25, 2025
EPS / Forecast
0.08 / --
Revenue / Forecast
20.52M / --
EPS Revisions
Last 90 days

B4P Income Statement

FAQ

What Stock Exchange Does Beforepay Trade On?

Beforepay is listed and trades on the Sydney Stock Exchange stock exchange.

What Is the Stock Symbol for Beforepay?

The stock symbol for Beforepay is "B4P."

What Is the Beforepay Market Cap?

As of today, Beforepay market cap is 135.95M.

What Is Beforepay's Earnings Per Share (TTM)?

The Beforepay EPS (TTM) is 0.13.

From a Technical Analysis Perspective, Is B4P a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Beforepay Stock Split?

Beforepay has split 0 times.

How Many Employees Does Beforepay Have?

Beforepay has 43 employees.

What is the current trading status of Beforepay (B4P)?

As of 01 Dec 2025, Beforepay (B4P) is trading at a price of 2.75, with a previous close of 2.73. The stock has fluctuated within a day range of 2.69 to 2.77, while its 52-week range spans from 0.90 to 2.77.

What Is Beforepay (B4P) Price Target According to Analysts?

The average 12-month price target for Beforepay is AUD3, with a high estimate of AUD3 and a low estimate of AUD3. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +9.09% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.