| Period Ending: | 2016 31/12 | 2017 31/12 | 2018 31/12 | 2019 31/12 | 2020 31/12 | 2021 31/12 | 2022 31/12 | 2023 31/12 | 2024 31/12 | 2025 31/12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1,057,334 | 1,176,708 | 1,253,078 | 1,248,133 | 1,159,231 | |
Interest Income, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +6.85% | +11.29% | +6.49% | -0.39% | -7.12% | |
Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 451,914 | 526,904 | 630,133 | 651,675 | 580,488 | |
Interest Expense, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +9.26% | +16.59% | +19.59% | +3.42% | -10.92% | |
Net Interest Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 605,420 | 649,804 | 622,945 | 596,458 | 578,743 | |
Net Interest Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +5.12% | +7.33% | -4.13% | -4.25% | -2.97% | |
Provision For Loan Losses | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 167,949 | 154,535 | 136,774 | 120,700 | 133,317 | |
Provision For Loan Losses Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -13.2% | -7.99% | -11.49% | -11.75% | +10.45% | |
Net Interest Income After Provision | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 437,471 | 495,269 | 486,171 | 475,758 | 445,426 | |
Net Interest Inc After Loan Loss Prov Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +14.4% | +13.21% | -1.84% | -2.14% | -6.38% | |
Non Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 218,826 | 120,138 | 122,670 | 132,112 | 162,128 | |
Non Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 277,884 | 219,271 | 219,457 | 223,489 | 226,927 | |
EBT, Excl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 378,413 | 396,136 | 389,384 | 384,381 | 380,627 | |
EBT, Excl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +12.42% | +4.68% | -1.7% | -1.28% | -0.98% | |
EBT Excl. Non-Recurring Items Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 57.66 | 64.37 | 63.95 | 63.23 | 62.65 | |
Unusual Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1 | 12,437 | 7 | 4 | 4 | |
EBT, Incl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 378,412 | 383,699 | 389,377 | 384,377 | 380,623 | |
EBT, Incl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +12.42% | +1.4% | +1.48% | -1.28% | -0.98% | |
EBT Margin | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 57.66 | 62.35 | 63.95 | 63.23 | 62.65 | |
Income Tax Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 74,484 | 58,836 | 56,917 | 48,095 | 40,833 | |
Net Income to Company | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 303,928 | 324,863 | 332,460 | 336,282 | 339,790 | |
Minority Interest | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -1,415 | -136 | 193 | -705 | -884 | |
Net Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 302,513 | 324,727 | 332,653 | 335,577 | 338,906 | |
Net Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +11.61% | +7.34% | +2.44% | +0.88% | +0.99% | |
Net Income Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 46.09% | 52.77% | 54.64% | 55.21% | 55.78% | |
Preferred Dividend and Other Adjustments | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 4,538 | 4,538 | 5,110 | 7,108 | 5,420 | |
Net Income to Common Excl. Extra Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 297,975 | 320,189 | 327,543 | 328,469 | 333,486 | |
Basic EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.19 | 1.28 | 1.31 | 1.31 | 1.3 | |
Basic EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +12.26% | +7.45% | +2.3% | +0.28% | -0.89% | |
Diluted EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.19 | 1.28 | 1.31 | 1.31 | 1.3 | |
Diluted EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +12.26% | +7.56% | +2.34% | 0% | -0.76% | |
Basic Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 250,011 | 250,011 | 250,011 | 250,011 | 256,107 | |
Diluted Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 250,011 | 250,011 | 250,011 | 250,011 | 256,107 | |
Dividend Per Share | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 0.36 | 0.39 | 0.4 | 0.4 | 0.39 | |
Dividend Per Share Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +11.66% | +6.87% | +2.83% | +0.75% | -3.55% | |