Chicago Atlantic Real Estate Finance Inc (REFI)

Currency in USD
13.75
+0.03(+0.22%)
Real-time Data·
REFI Scorecard
Full Analysis
Pays a significant dividend to shareholders
High dividend Yield
REFI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
13.6413.80
52 wk Range
12.7616.29
Key Statistics
Prev. Close
13.72
Open
13.66
Day's Range
13.64-13.8
52 wk Range
12.76-16.29
Volume
70.43K
Average Volume (3m)
96.52K
1-Year Change
-7.55%
Book Value / Share
14.79
Fair Value
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Fair Value Upside
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REFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
17.63
Upside
+28.18%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Chicago Atlantic Real Estate Finance Inc Company Profile

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes first mortgage loans to established multi-state or single-state cannabis operators or property owners. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.

Chicago Atlantic Real Estate Finance Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.41 missed $0.50 forecast; revenue at $14.42M slightly below expectations. Stock rose 1.28% pre-market despite miss.
  • Net interest income increased to $14.4M from $13M YoY. Total loan portfolio principal at $421.9M with 16.8% weighted average yield to maturity.
  • Company extended credit facility, increased cannabis pipeline. Focus on consumer/product operators in limited license jurisdictions.
  • Expects 90-100% dividend payout ratio, potential Q4 special dividend. Aims to outperform industry-agnostic mortgage REIT peers.
  • Challenges include evolving cannabis market, illegal market competition, and exposure to interest rate fluctuations.
Last Updated: 07/08/2025, 18:44
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Compare REFI to Peers and Sector

Metrics to compare
REFI
Peers
Sector
Relationship
P/E Ratio
7.6x5.2x9.5x
PEG Ratio
−1.150.020.03
Price/Book
0.9x0.7x1.0x
Price / LTM Sales
5.1x4.0x2.8x
Upside (Analyst Target)
31.2%16.5%13.1%
Fair Value Upside
Unlock6.8%2.1%Unlock

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 17.63
(+28.18% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.87%
Dividend Yield
13.70%
Industry Median 4.88%
Annualised payout
1.88
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Aug 07, 2025
EPS / Forecast
0.41 / 0.50
Revenue / Forecast
14.42M / 14.51M
EPS Revisions
Last 90 days

REFI Income Statement

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FAQ

What Stock Exchange Does Chicago Atlantic Real Estate Finance Trade On?

Chicago Atlantic Real Estate Finance is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Chicago Atlantic Real Estate Finance?

The stock symbol for Chicago Atlantic Real Estate Finance is "REFI."

What Is the Chicago Atlantic Real Estate Finance Market Cap?

As of today, Chicago Atlantic Real Estate Finance market cap is 289.14M.

What Is Chicago Atlantic Real Estate Finance's Earnings Per Share (TTM)?

The Chicago Atlantic Real Estate Finance EPS (TTM) is 1.87.

When Is the Next Chicago Atlantic Real Estate Finance Earnings Date?

Chicago Atlantic Real Estate Finance will release its next earnings report on 04 Nov 2025.

From a Technical Analysis Perspective, Is REFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Chicago Atlantic Real Estate Finance Stock Split?

Chicago Atlantic Real Estate Finance has split 0 times.

How Many Employees Does Chicago Atlantic Real Estate Finance Have?

Chicago Atlantic Real Estate Finance has 0 employees.

What is the current trading status of Chicago Atlantic Real Estate Finance (REFI)?

As of 11 Aug 2025, Chicago Atlantic Real Estate Finance (REFI) is trading at a price of 13.75, with a previous close of 13.72. The stock has fluctuated within a day range of 13.64 to 13.80, while its 52-week range spans from 12.76 to 16.29.
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