As of April 1, 2013, ECB Bancorp Inc. was acquired by Crescent Financial Bancshares, Inc. ECB Bancorp, Inc. operates as the bank holding company for The East Carolina Bank that provides general and community-oriented commercial and consumer banking services to small and medium-sized businesses and individuals in North Carolina. The company offers deposit products, including business and individual checking accounts, negotiable order of withdrawal accounts, money market checking accounts, savings accounts, and certificates of deposit. Its loan products portfolio comprises term and installment loans, business and personal lines of credit, equity lines of credit, overdraft checking credit, real estate and construction loans, and commercial and industrial loans, as well as credit cards and related plans. As of September 30, 2012, the company operated 25 full service banking offices, 1 loan production office, and 1 mortgage loan origination office. ECB Bancorp, Inc. was founded in 1919 and is headquartered in Engelhard, North Carolina.