Habib Bank Limited, together with its subsidiaries, provides commercial banking services in Pakistan and internationally. It operates through Retail Banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; Treasury; Financial Institutions; Branchless Banking; International; Asset management; Microfinance; and Head Office/Others segments. The company offers current, saving, digital, Nisa, and term deposit accounts; credit and debit cards; personal and car loans, and readycash; Konnect account, Konnect Islamic, and Konnect gaming products; remittance services; asset and investment services; and banssurance products. It also provides business, SME, and transaction and employee banking; digital payments; agriculture banking services, such as farm irrigation solutions, agri business finance, EWR financing, tractor finance, fisheries finance, poultry finance, dairy and livestock finance, and running finance farm production; asset and liability management, global markets trading, treasury sales and structured products, equities and research, international treasuries, and Islamic treasury; and insurance products. In addition, the company Islamic Banking products and services; and prestige products and services. The company was incorporated in 1941 and is based in Karachi, Pakistan. Habib Bank Limited operates as a subsidiary of The Aga Khan Fund for Economic Development S.A.
Metrics to compare | HBL | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipHBLPeersSector | |
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P/E Ratio | 5.3x | 4.7x | 9.6x | |
PEG Ratio | 20.59 | −0.07 | 0.03 | |
Price/Book | 0.8x | 0.9x | 1.0x | |
Price / LTM Sales | 1.0x | 1.0x | 2.8x | |
Upside (Analyst Target) | −7.5% | −10.0% | 10.4% | |
Fair Value Upside | Unlock | −15.4% | 1.9% | Unlock |