United Bank Ltd (UBL)

Currency in PKR
379.61
-1.78(-0.47%)
Closed·
UBL Scorecard
Full Analysis
RSI suggests the stock is in overbought territory
High dividend Yield
UBL is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
376.11384.00
52 wk Range
122.00385.85
Key Statistics
Bid/Ask
379.61 / 379.61
Prev. Close
381.39
Open
381.35
Day's Range
376.11-384
52 wk Range
122-385.85
Volume
691.69K
Average Volume (3m)
2.19M
1-Year Change
203.7%
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
243.75
Downside
-35.79%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

United Bank Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

United Bank Ltd Company Profile

United Bank Limited provides commercial banking and related services in Pakistan and the Middle East. It offers current, savings, and term deposit accounts; and consumer loans and small and medium enterprise loans, including rice husking, cotton ginning, and commercial vehicle financing, as well as fleet and wheat financing for flour mills. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; guarantees; and services related to mergers and acquisitions, underwriting/arrangement of debt and equity instruments through syndications, initial public offerings, and private placements. In addition, it offers treasury services comprising fixed income, equity, foreign exchange, credit, funding, own position securities, lending and borrowings, and derivatives for hedging and market making, as well as bancassurance products, debit and credit cards, and branchless and digital banking services. The company operates branches in Pakistan consisting of Islamic branches and Islamic banking windows; branches in export processing zone in Karachi and Sialkot; and international branches. The company was founded in 1959 and is headquartered in Karachi, Pakistan. United Bank Limited is a subsidiary of Bestway International Holdings Limited.

Sector
Financial
Employees
17845
Market
Pakistan

Compare UBL to Peers and Sector

Metrics to compare
UBL
Peers
Sector
Relationship
P/E Ratio
8.8x6.3x9.6x
PEG Ratio
0.110.160.03
Price/Book
2.2x0.9x1.0x
Price / LTM Sales
2.7x1.3x2.8x
Upside (Analyst Target)
−33.5%−10.3%10.3%
Fair Value Upside
Unlock−13.1%0.8%Unlock

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 243.75
(-35.79% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 43.86%
Dividend Yield
7.90%
Industry Median 8.96%
Annualised payout
30.00
Paid unevenly
5-Years Growth
+38.83%
Growth Streak

Earnings

Latest Release
Jul 11, 2025
EPS / Forecast
12.00 / 12.65
Revenue / Forecast
303.55B / --
EPS Revisions
Last 90 days

UBL Income Statement

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FAQ

What Stock Exchange Does United Bank Trade On?

United Bank is listed and trades on the Karachi Stock Exchange stock exchange.

What Is the Stock Symbol for United Bank?

The stock symbol for United Bank is "UBL."

What Is the United Bank Market Cap?

As of today, United Bank market cap is 950.64B.

What Is United Bank's Earnings Per Share (TTM)?

The United Bank EPS (TTM) is 43.86.

When Is the Next United Bank Earnings Date?

United Bank will release its next earnings report on 21 Oct 2025.

From a Technical Analysis Perspective, Is UBL a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has United Bank Stock Split?

United Bank has split 6 times.

How Many Employees Does United Bank Have?

United Bank has 17845 employees.

What is the current trading status of United Bank (UBL)?

As of 14 Aug 2025, United Bank (UBL) is trading at a price of 379.61, with a previous close of 381.39. The stock has fluctuated within a day range of 376.11 to 384.00, while its 52-week range spans from 122.00 to 385.85.
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