Bank Alfalah Limited provides banking and financial services to consumers, corporations, institutions, and governments in Pakistan, Bangladesh, Afghanistan, and the Middle East. It operates through Retail Banking, Corporate Banking, Treasury, Digital Banking, Islamic Banking, and International Operations segments. The company offers various deposit products, including current, savings, digital, and foreign currency accounts, as well as term deposits; auto, home, instant, and personal loans; debit and credit cards; point-of-sale terminals; and home remittance services, as well as bancassurance solutions. It also provides bill and cash, fleet, karobar, merchant line, milkiat, quick, and supply chain financing solutions; agricultural loans; letters of credit, export service, bond guarantees, and structured trade solutions; capital market services, such as bankers to the issue for initial public offerings, offer for sale of shares, right share issues, dividend redemption, and electronic initial public offerings; and transaction banking cash management services. In addition, the company offers treasury and institutional banking services, and Islamic banking services; branchless banking services; and digital banking, contact center, cash deposit machine and ATMs, mobile banking, SMS banking, and e-statement services. Bank Alfalah Limited was incorporated in 1992 and is based in Karachi, Pakistan.
Metrics to compare | BAFL | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipBAFLPeersSector | |
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P/E Ratio | 3.0x | 3.7x | 8.7x | |
PEG Ratio | 0.07 | 0.10 | 0.03 | |
Price/Book | 0.8x | 0.7x | 1.0x | |
Price / LTM Sales | 0.8x | 0.9x | 2.8x | |
Upside (Analyst Target) | −10.9% | −6.7% | 10.2% | |
Fair Value Upside | Unlock | 4.8% | 2.7% | Unlock |