Lloyds Banking Group PLC (LLOY)

Currency in GBP
47.44
-0.19(-0.41%)
Closed·
Showing Lloyds Banking historical data. For real-time data please try another search
Day's Range
47.4448.06
52 wk Range
47.4448.37
Key Statistics
Prev. Close
47.44
Open
47.76
Day's Range
47.44-48.06
52 wk Range
47.8-48.37
Volume
40.57M
Average Volume (3m)
166.94M
1-Year Change
-0.75%
Book Value / Share
-
Fair Value
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Fair Value Upside
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Lloyds Banking Group PLC News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Lloyds Banking Group PLC Company Profile

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom and internationally. The company operates through three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, and leasing solutions, as well as credit cards to personal customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, and debt financing services to small and medium businesses, corporates, and institutions. The Insurance, Pensions and Investments segment offers insurance, investment, and pension management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Lloyds Living, IWeb, Cavendish Online, HGP, and Tusker brand names. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.

Industry
-
Sector
-
Employees
61228

Lloyds Banking Group PLC Earnings Call Summary for Q2/2025

  • Lloyds Banking reported £2.5B statutory profit after tax for H1 2025, with net income up 6% to £8.9B
  • Interim dividend increased 15% to 1.22p per share; stock undervalued despite 46.5% YTD return
  • Bank reaffirmed 2025 guidance: RoTE >15%, capital generation >200bps, cost-to-income ratio <50%
  • CEO highlighted strategy supporting customers and real economy; CFO confident in meeting guidance
  • Challenges include rising costs, economic uncertainties, mortgage competition, and regulatory changes
Last Updated: 24/07/2025, 11:38
Read Full Transcript

Analyst Ratings

9 Buy
8 Hold
1 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 0.00

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.07%
Dividend Yield
4.26%
Industry Median -
Annualised payout
3.33
Paid unevenly
5-Years Growth
+24.35%
Growth Streak

Earnings

Latest Release
May 01, 2025
EPS / Forecast
0.02 / --
Revenue / Forecast
-- / --
EPS Revisions
Last 90 days

LLOY Income Statement

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