Mercury General Corporation (MCY)

Currency in USD
69.65
+0.33(+0.48%)
Closed·
After Hours
69.65-0.01(-0.01%)
·
MCY Scorecard
Full Analysis
Trading at a low P/E ratio relative to near-term earnings growth
Earnings results expected in 10 days
Fair Value
Day's Range
69.1670.30
52 wk Range
44.1980.72
Key Statistics
Prev. Close
69.32
Open
69.55
Day's Range
69.16-70.3
52 wk Range
44.19-80.72
Volume
178.81K
Average Volume (3m)
310.8K
1-Year Change
22.93%
Book Value / Share
32.87
Fair Value
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Fair Value Upside
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MCY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
80.00
Upside
+14.86%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Mercury General Corporation Company Profile

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Industry
Insurance
Sector
Financial
Employees
4200

Mercury General Corporation Earnings Call Summary for Q4/2024

  • Q4 2024 EPS of $2.78 beat $1.77 forecast; revenue of $1.35B exceeded $1.27B estimate; stock surged 8.66% to $54.43
  • Net premiums written grew 16% in Q4, 20.5% for full year; combined ratio improved to 91.4%; investment income up 1518% YoY
  • 2025 outlook: investment income near 2024 levels; moderate reinsurance cost increase; aim for 96% combined ratio long-term
  • Challenges: high wildfire losses, rising reinsurance costs, California market risks, bodily injury severity trends in mid-teens
  • Strong cash position of $1B+ earning 4.35%; maintained dividends for 39 consecutive years, demonstrating financial stability
Last Updated: 12/02/2025, 19:48
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Compare MCY to Peers and Sector

Metrics to compare
MCY
Peers
Sector
Relationship
P/E Ratio
13.5x16.7x9.7x
PEG Ratio
0.41−1.380.03
Price/Book
2.1x1.6x1.0x
Price / LTM Sales
0.7x1.2x2.9x
Upside (Analyst Target)
13.9%8.6%10.3%
Fair Value Upside
Unlock9.2%1.8%Unlock

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 80.00
(+14.86% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 5.17%
Dividend Yield
1.82%
Industry Median 3.26%
Annualised payout
1.27
Paid quarterly
5-Years Growth
-12.77%
Growth Streak

Earnings

Latest Release
May 06, 2025
EPS / Forecast
0.33 / -4.00
Revenue / Forecast
1.39B / 1.38B
EPS Revisions
Last 90 days

MCY Income Statement

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FAQ

What Stock Exchange Does Mercury General Trade On?

Mercury General is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Mercury General?

The stock symbol for Mercury General is "MCY."

What Is the Mercury General Market Cap?

As of today, Mercury General market cap is 3.86B.

What Is Mercury General's Earnings Per Share (TTM)?

The Mercury General EPS (TTM) is 5.17.

When Is the Next Mercury General Earnings Date?

Mercury General will release its next earnings report on 04 Aug 2025.

From a Technical Analysis Perspective, Is MCY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Mercury General Stock Split?

Mercury General has split 2 times.

How Many Employees Does Mercury General Have?

Mercury General has 4200 employees.

What is the current trading status of Mercury General (MCY)?

As of 26 Jul 2025, Mercury General (MCY) is trading at a price of 69.65, with a previous close of 69.32. The stock has fluctuated within a day range of 69.16 to 70.30, while its 52-week range spans from 44.19 to 80.72.
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