National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Metrics to compare | NKSH | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipNKSHPeersSector | |
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P/E Ratio | 16.3x | 14.1x | 9.5x | |
PEG Ratio | 1.05 | 0.08 | 0.03 | |
Price/Book | 1.1x | 1.0x | 1.0x | |
Price / LTM Sales | 3.7x | 2.7x | 2.8x | |
Upside (Analyst Target) | 19.2% | 8.0% | 13.1% | |
Fair Value Upside | Unlock | −9.0% | 2.3% | Unlock |