Saudi National Bank SJSC (1180)

Currency in SAR
36.50
0.00(0.00%)
Closed·
Earnings results expected today
High dividend Yield
1180 is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
36.4436.90
52 wk Range
33.7245.24
Key Statistics
Bid/Ask
36.50 / 36.50
Prev. Close
36.5
Open
36.68
Day's Range
36.44-36.9
52 wk Range
33.72-45.24
Volume
4.56M
Average Volume (3m)
4.72M
1-Year Change
-8.153%
Fair Value
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Fair Value Upside
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1180 Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
48.24
Upside
+32.16%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple

Saudi National Bank SJSC News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Analyst Ratings

14 Buy
1 Hold
0 Sell
Ratings:
15 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 48.24
(+32.16% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Buy48.00+31.51%49.00MaintainJun 08, 2026

Saudi National Bank SJSC Earnings Call Summary for Q3/2026

  • Saudi National Bank reported record 9-month net income of SAR 19.5B, up 5% YoY, with return on tangible equity at 16.8% and EPS beating forecast at 1.02.
  • Cost of risk guidance raised to 5-15 basis points for full year from near-zero in 9 months; NPL ratio improved to 0.68%, down 12 basis points YoY.
  • Net interest margin expected to face near-term pressure as funding costs rise faster than asset yields, though margins should stay above Q1 levels.
  • Management developing new strategy focused on digital growth and fee income, targeting cost-to-income below 24% by 2027 and 5M NEO customers.
  • Bank expects healthy Q4 financing growth driven by Vision 2030, Expo 2030, and World Cup 2034 projects; asset repricing anticipated to support 2027 margins.
Last Updated: 02/11/2026, 16:10
Read Full Transcript

Earnings

Latest Release
Nov 03, 2026
EPS / Forecast
1.02 / 1.01
Revenue / Forecast
16.09B / 10.4B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.18
Dividend Yield
6.30%
Industry Median 4.53%
Annualised payout
2.30
Paid unevenly
5-Years Growth
+16.16%
Growth Streak

1180 Income Statement

Compare 1180 to Peers and Sector

Metrics to compare
1180
Peers
Sector
Relationship
P/E Ratio
8.7x10.9x9.1x
PEG Ratio
1.240.240.03
Price/Book
1.0x0.9x1.0x
Price / LTM Sales
5.5x4.1x2.7x
Upside (Analyst Target)
32.2%20.6%18.3%
Fair Value Upside
Unlock12.2%2.6%Unlock

The Saudi National Bank, through its subsidiaries, provides banking and investment management services in the Kingdom of Saudi Arabia and internationally. The company offers current, Al Wessam, gold, commercial enterprise, and corporate accounts; Shariah-compliant financing solutions, financial solutions to MSMEs, point-of-sale Merchant Financing, personal and lease finance, and residential finance; and corporate finance solutions, including Ijara, Musharaka financing, Project and Structured Finance, Syndications and Placements, and Tawarruq. It also provides deposit, prepaid, and credit cards; cash management services, such as dividend distribution, payroll, escrow account management, deposit, and debit services; guarantees, fleet leasing, investment products, and digital banking; treasury services, such as foreign currency exchange, money markets, and shariah compliant products; payments and transfers; and trade finance, including documentary collection, export and import letter of credit, letter of guarantees, documentary collection, letter of credit program for Saudi industrial development fund clients. In addition, it operates as a private equity fund; keeps and manages title deeds and collateralized real estate properties; trades in derivatives and repos/reverse repos activities; sells POS equipment and devices; manages liquidity, market, and credit risks; and provides recruitment services, safety deposit boxes, private banking services, wealth management, asset management, investment banking, and shares brokerage services, as well as correspondent banking products and services, including money market and foreign exchange. The company was formerly known as The National Commercial Bank and changed its name to The Saudi National Bank in April 2021. The Saudi National Bank was founded in 1950 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.

Sector
Financial
Employees
15338

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
626.65M10.56%22.87B
Other Institutional Investors
2.23B37.62%81.49B
Public Companies & Retail Investors
3.08B51.82%112.26B
Total
5.94B100.00%216.63B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Public Investment Fund37.65%2,234,280,00081,551,220
Vanguard Capital Management, LLC2.17%128,607,3964,694,170

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FAQ

What Is the Saudi National Bank (1180) Stock Price Today?

The Saudi National Bank stock price today is 36.50 SAR.

What Stock Exchange Does Saudi National Bank Trade On?

Saudi National Bank is listed and trades on the Saudi Arabia Stock Exchange.

What Is the Stock Symbol for Saudi National Bank?

The stock symbol for Saudi National Bank is "1180."

What Is the Saudi National Bank Market Cap?

As of today, Saudi National Bank market cap is 216.39B SAR.

What Is Saudi National Bank's Earnings Per Share (TTM)?

The Saudi National Bank EPS (TTM) is 4.18.

From a Technical Analysis Perspective, Is 1180 a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Saudi National Bank Stock Split?

Saudi National Bank has split 2 times.

How Many Employees Does Saudi National Bank Have?

Saudi National Bank has 15338 employees.

What is the current trading status of Saudi National Bank (1180)?

As of Nov 03, 2026, Saudi National Bank (1180) is trading at a price of 36.50 SAR, with a previous close of 36.50 SAR. The stock has fluctuated within a day range of 36.44 SAR to 36.90 SAR, while its 52-week range spans from 33.72 SAR to 45.24 SAR.

What Is Saudi National Bank (1180) Price Target According to Analysts?

The average 12-month price target for Saudi National Bank is 48.24 SAR, with a high estimate of 52 SAR and a low estimate of 44 SAR. 14 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +32.16% Upside potential.
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