NMI Holdings Inc (NMIH)

Currency in USD
37.96
+0.15(+0.40%)
Closed·
After Hours
37.960.00(0.00%)
·
NMIH Scorecard
Full Analysis
3 analysts have revised their earnings downwards for the upcoming period
NMIH is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
37.8738.24
52 wk Range
31.9043.20
Key Statistics
Prev. Close
37.96
Open
38.06
Day's Range
37.87-38.24
52 wk Range
31.9-43.2
Volume
552.51K
Average Volume (3m)
581.66K
1-Year Change
-3.63%
Book Value / Share
29.67
Fair Value
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Fair Value Upside
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NMIH Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
43.71
Upside
+15.16%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

NMI Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Strong Sell

NMI Holdings Inc Company Profile

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.

Industry
Insurance
Sector
Financial
Employees
230

NMI Holdings Inc SWOT Analysis


Credit Quality Leade
NMI Holdings boasts the lowest default rate in the mortgage insurance sector, under 1%, showcasing its superior risk management and underwriting practices
Earnings Resilience
Despite market headwinds, NMI Holdings maintains strong financial performance with a P/E ratio of 8.5x and consistent mid-teens returns on equity
Growth Amid Challenges
Explore NMI's strategies for market share expansion and account penetration in a competitive landscape, with analyst EPS projections ranging from $4.57 to $4.80
Market Outlook
Delve into NMI's positioning for 2025, balancing optimism against rising mortgage rates and potential housing market slowdowns, with analyst price targets averaging around $46.50
Read full SWOT analysis

NMI Holdings Inc Earnings Call Summary for Q2/2025

  • NMI Holdings reported Q2 2025 EPS of $1.22, beating $1.21 forecast, with record revenue of $173.8 million exceeding expectations
  • Stock rose 0.4% in regular trading to $37.81, with further gains aftermarket; company maintains strong financial health with 80.66% gross margin
  • Company repurchased $23.2 million in common stock during Q2, plans to continue with ~$25 million quarterly buybacks
  • CEO highlighted team strength, market position, and resilient macroeconomic environment; noted ongoing growth in new insurance written
  • Outlook: EPS forecast of $1.19 for Q3 and $1.16 for Q4 2025; revenue projections of $178.2 million and $180.5 million respectively
Last Updated: 29/07/2025, 22:58
Read Full Transcript

Compare NMIH to Peers and Sector

Metrics to compare
NMIH
Peers
Sector
Relationship
P/E Ratio
7.9x8.4x9.6x
PEG Ratio
0.540.030.03
Price/Book
1.3x0.8x1.0x
Price / LTM Sales
4.4x1.1x2.9x
Upside (Analyst Target)
13.3%13.4%11.2%
Fair Value Upside
Unlock6.9%1.9%Unlock

Analyst Ratings

4 Buy
3 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 43.71
(+15.16% Upside)

Earnings

Latest Release
Jul 29, 2025
EPS / Forecast
1.22 / 1.21
Revenue / Forecast
173.78M / 149.57M
EPS Revisions
Last 90 days

NMIH Income Statement

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FAQ

What Stock Exchange Does NMI Holdings Trade On?

NMI Holdings is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for NMI Holdings?

The stock symbol for NMI Holdings is "NMIH."

What Is the NMI Holdings Market Cap?

As of today, NMI Holdings market cap is 2.97B.

What Is NMI Holdings's Earnings Per Share (TTM)?

The NMI Holdings EPS (TTM) is 4.71.

When Is the Next NMI Holdings Earnings Date?

NMI Holdings will release its next earnings report on 03 Nov 2025.

From a Technical Analysis Perspective, Is NMIH a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has NMI Holdings Stock Split?

NMI Holdings has split 0 times.

How Many Employees Does NMI Holdings Have?

NMI Holdings has 230 employees.

What is the current trading status of NMI Holdings (NMIH)?

As of 30 Jul 2025, NMI Holdings (NMIH) is trading at a price of 37.96, with a previous close of 37.96. The stock has fluctuated within a day range of 37.87 to 38.24, while its 52-week range spans from 31.90 to 43.20.
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