Essent Group Ltd (ESNT)

Currency in USD
61.40
-4.24(-6.46%)
Real-time Data·
Earnings results expected today
ESNT is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
60.3963.80
52 wk Range
51.6167.09
Key Statistics
Prev. Close
65.64
Open
63.46
Day's Range
60.39-63.8
52 wk Range
51.61-67.09
Volume
1.09M
Average Volume (3m)
644.43K
1-Year Change
6.0266%
Book Value / Share
58.24
Fair Value
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Fair Value Upside
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ESNT Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
68.63
Upside
+11.77%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Essent Group Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Essent Group Ltd Company Profile

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders; and mortgage borrowers and investors. Essent Group Ltd. was incorporated in 2008 and is headquartered in Hamilton, Bermuda.

Industry
Insurance
Sector
Financial
Employees
510

Essent Group Ltd SWOT Analysis


Financial Headwinds
Essent Group faces challenges with lower earnings and rising delinquencies, yet maintains strong profitability metrics and management optimism for future returns
Credit Quality Trends
Explore the nuanced credit performance of Essent Group, balancing increased delinquencies with underlying resilience and potential for improvement
Strategic Outlook
Delve into management's confidence in maintaining low ultimate claims and achieving double-digit returns despite industry headwinds
Market Positioning
Analyst price targets range from $58 to $69, reflecting a neutral industry view and Essent Group's potential for growth in a competitive landscape
Read full SWOT analysis

Essent Group Ltd Earnings Call Summary for Q4/2025

  • Essent Group reported Q4 2025 EPS of $1.60, missing forecasts by 6.98%, while revenue of $312.4M narrowly missed expectations, causing shares to drop 3.11% to $63.60 in pre-market trading.
  • Despite the earnings miss, the company posted full-year net income of $690M with a 12% return on equity and increased book value per share by 13% to $60.31, maintaining strong financial fundamentals.
  • CEO Mark Casale emphasized a strategic focus on long-term growth and book value per share appreciation rather than market share expansion, adopting a 'We're paid to wait' approach.
  • The company is strategically expanding into the Lloyd's market for reinsurance while enhancing its EssentEDGE technology, projecting a 40 basis point average premium rate and 17% effective tax rate for 2026.
Last Updated: 13/02/2026, 17:02
Read Full Transcript

Compare ESNT to Peers and Sector

Metrics to compare
ESNT
Peers
Sector
Relationship
P/E Ratio
8.4x13.0x10.1x
PEG Ratio
−21.390.090.03
Price/Book
1.0x1.2x1.0x
Price / LTM Sales
4.7x1.6x3.0x
Upside (Analyst Target)
11.1%5.4%12.1%
Fair Value Upside
Unlock4.1%1.5%Unlock

Analyst Ratings

3 Buy
5 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 68.63
(+11.77% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Hold66.00+7.46%65.00MaintainJan 12, 2026
Barclays
Hold65.00+5.83%66.00MaintainJan 06, 2026
Keefe, Bruyette & Woods
Hold73.00+18.85%71.00MaintainDec 18, 2025
Keefe, Bruyette & Woods
Hold71.00+15.60%67.00MaintainOct 07, 2025
JPMorgan
Hold65.00+5.83%66.00DowngradeOct 07, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.87%
Dividend Yield
1.89%
Industry Median 3.02%
Annualised payout
1.24
Paid quarterly
5-Years Growth
+13.94%
Growth Streak

Earnings

Latest Release
Feb 13, 2026
EPS / Forecast
1.60 / 1.72
Revenue / Forecast
312.40M / 312.48M
EPS Revisions
Last 90 days

ESNT Income Statement

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FAQ

What Is the Essent Group Ltd (ESNT) Stock Price Today?

The Essent Group Ltd stock price today is 61.40.

What Stock Exchange Does Essent Group Ltd Trade On?

Essent Group Ltd is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Essent Group Ltd?

The stock symbol for Essent Group Ltd is "ESNT."

What Is the Essent Group Ltd (ESNT) Afterhours Price Today? (Afterhours variable test: 65.64) Current Date: 13 Feb 2026

After hours price: 65.64. After hours price change (units): 0.03. Price change percentage: 0.04%

What Is the Essent Group Ltd Market Cap?

As of today, Essent Group Ltd market cap is 5.94B.

What Is Essent Group Ltd's Earnings Per Share (TTM)?

The Essent Group Ltd EPS (TTM) is 6.87.

When Is the Next Essent Group Ltd Earnings Date?

Essent Group Ltd will release its next earnings report on Feb 13, 2026.

From a Technical Analysis Perspective, Is ESNT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Essent Group Ltd Stock Split?

Essent Group Ltd has split 0 times.

How Many Employees Does Essent Group Ltd Have?

Essent Group Ltd has 510 employees.

What is the current trading status of Essent Group Ltd (ESNT)?

As of 13 Feb 2026, Essent Group Ltd (ESNT) is trading at a price of 61.40, with a previous close of 65.64. The stock has fluctuated within a day range of 60.39 to 63.80, while its 52-week range spans from 51.61 to 67.09.

What Is Essent Group Ltd (ESNT) Price Target According to Analysts?

The average 12-month price target for Essent Group Ltd is USD68.63, with a high estimate of USD75 and a low estimate of USD65. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +11.77% Upside potential.

What Is the ESNT Premarket Price?

ESNT's last pre-market stock price is 63.60. The pre-market share volume is 290.00, and the stock has decreased by -2.04, or -3.11%.

What Is the ESNT After Hours Price?

ESNT's last after hours stock price is 65.64, the stock has decreased by 0.03, or 0.04%.
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