Essent Group Ltd (ESNT)

Currency in USD
61.61
+0.52(+0.85%)
Closed·
61.610.00(0.00%)
·
ESNT is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
61.2062.61
52 wk Range
51.6165.90
Key Statistics
Prev. Close
61.61
Open
61.35
Day's Range
61.2-62.61
52 wk Range
51.61-65.9
Volume
741.83K
Average Volume (3m)
625.11K
1-Year Change
10.59%
Book Value / Share
58.24
Fair Value
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Fair Value Upside
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ESNT Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
67.25
Upside
+9.15%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Essent Group Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Essent Group Ltd Company Profile

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders; and mortgage borrowers and investors. Essent Group Ltd. was incorporated in 2008 and is headquartered in Hamilton, Bermuda.

Industry
Insurance
Sector
Financial
Employees
510

Essent Group Ltd SWOT Analysis


Financial Headwinds
Essent Group faces challenges with lower earnings and rising delinquencies, yet maintains strong profitability metrics and management optimism for future returns
Credit Quality Trends
Explore the nuanced credit performance of Essent Group, balancing increased delinquencies with underlying resilience and potential for improvement
Strategic Outlook
Delve into management's confidence in maintaining low ultimate claims and achieving double-digit returns despite industry headwinds
Market Positioning
Analyst price targets range from $58 to $69, reflecting a neutral industry view and Essent Group's potential for growth in a competitive landscape
Read full SWOT analysis

Essent Group Ltd Earnings Call Summary for Q2/2025

  • Essent Group Q2 2025 EPS of $1.93 beat forecasts by 12.21%, revenue slightly exceeded expectations at $319.14 million
  • Net income surged to $195 million from $24 million YoY, stock price rose 7.31% in pre-market trading to $61.19
  • Mortgage insurance in force increased 3% YoY, company maintains strong liquidity with a current ratio of 2.72
  • CEO expressed confidence in long-term housing outlook, guidance for operational expenses set at $160-165 million for the year
  • Company plans to continue strategic share buybacks, expects elevated persistency in near term as interest rates normalize
Last Updated: 20/08/2025, 20:36
Read Full Transcript

Compare ESNT to Peers and Sector

Metrics to compare
ESNT
Peers
Sector
Relationship
P/E Ratio
8.5x10.2x9.4x
PEG Ratio
−21.690.300.03
Price/Book
1.0x1.1x1.0x
Price / LTM Sales
4.7x1.4x2.8x
Upside (Analyst Target)
7.9%13.5%17.1%
Fair Value Upside
Unlock18.3%2.0%Unlock

Analyst Ratings

3 Buy
5 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 67.25
(+9.15% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.87%
Dividend Yield
2.01%
Industry Median 2.99%
Annualised payout
1.24
Paid quarterly
5-Years Growth
+13.94%
Growth Streak

Earnings

Latest Release
Nov 07, 2025
EPS / Forecast
1.67 / 1.77
Revenue / Forecast
311.83M / 315.73M
EPS Revisions
Last 90 days

ESNT Income Statement

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FAQ

What Stock Exchange Does Essent Group Ltd Trade On?

Essent Group Ltd is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Essent Group Ltd?

The stock symbol for Essent Group Ltd is "ESNT."

What Is the Essent Group Ltd Market Cap?

As of today, Essent Group Ltd market cap is 5.96B.

What Is Essent Group Ltd's Earnings Per Share (TTM)?

The Essent Group Ltd EPS (TTM) is 6.87.

When Is the Next Essent Group Ltd Earnings Date?

Essent Group Ltd will release its next earnings report on 12 Feb 2026.

From a Technical Analysis Perspective, Is ESNT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Essent Group Ltd Stock Split?

Essent Group Ltd has split 0 times.

How Many Employees Does Essent Group Ltd Have?

Essent Group Ltd has 510 employees.

What is the current trading status of Essent Group Ltd (ESNT)?

As of 21 Nov 2025, Essent Group Ltd (ESNT) is trading at a price of 61.61, with a previous close of 61.61. The stock has fluctuated within a day range of 61.20 to 62.61, while its 52-week range spans from 51.61 to 65.90.

What Is Essent Group Ltd (ESNT) Price Target According to Analysts?

The average 12-month price target for Essent Group Ltd is USD67.25, with a high estimate of USD71 and a low estimate of USD64. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +9.15% Upside potential.
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