Old Point Financial Corporation (OPOF)

Currency in USD
42.10
+0.94(+2.28%)
Closed·
Showing Old Point historical data. For real-time data please try another search
Fair Value
Day's Range
40.7142.43
52 wk Range
17.0242.67
Key Statistics
Prev. Close
42.1
Open
40.71
Day's Range
40.71-42.43
52 wk Range
17.02-42.67
Volume
205.96K
Average Volume (3m)
33.78K
1-Year Change
118.7%
Book Value / Share
23.14
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Old Point Financial Corporation Company Profile

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia. As of September 1, 2025, Old Point Financial Corporation operates as a subsidiary of TowneBank.

Sector
Financial
Employees
260

Compare OPOF to Peers and Sector

Metrics to compare
OPOF
Peers
Sector
Relationship
P/E Ratio
24.8x0.0x9.7x
PEG Ratio
1.170.000.03
Price/Book
1.8x0.0x1.0x
Price / LTM Sales
3.5x0.0x2.9x
Upside (Analyst Target)
-0.0%15.8%
Fair Value Upside
Unlock0.0%1.1%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.70%
Dividend Yield
1.33%
Industry Median 3.32%
Annualised payout
0.56
Paid quarterly
5-Years Growth
+3.13%
Growth Streak

Earnings

Latest Release
Jul 30, 2025
EPS / Forecast
0.24 / --
Revenue / Forecast
17.57M / --
EPS Revisions
Last 90 days

OPOF Income Statement

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