Old Point Financial Corporation (OPOF)

Currency in USD
40.25
+0.23(+0.57%)
Closed·
After Hours
40.250.00(0.00%)
·
OPOF Scorecard
Full Analysis
Trading at a high P/E ratio relative to near-term earnings growth
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Fair Value
Day's Range
40.2040.42
52 wk Range
17.0241.61
Key Statistics
Prev. Close
40.02
Open
40.31
Day's Range
40.2-40.42
52 wk Range
17.02-41.61
Volume
28.08K
Average Volume (3m)
26.87K
1-Year Change
120.73%
Book Value / Share
23.14
Fair Value
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Fair Value Upside
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OPOF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Old Point Financial Corporation Company Profile

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

Sector
Financial
Employees
260

Compare OPOF to Peers and Sector

Metrics to compare
OPOF
Peers
Sector
Relationship
P/E Ratio
23.7x9.7x9.5x
PEG Ratio
1.120.210.03
Price/Book
1.7x1.1x1.0x
Price / LTM Sales
3.4x2.3x2.8x
Upside (Analyst Target)
-14.1%13.1%
Fair Value Upside
Unlock2.5%2.3%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.70%
Dividend Yield
1.39%
Industry Median 3.45%
Annualised payout
0.56
Paid quarterly
5-Years Growth
+3.13%
Growth Streak

Earnings

Latest Release
May 14, 2025
EPS / Forecast
0.42 / --
Revenue / Forecast
17.30M / --
EPS Revisions
Last 90 days

OPOF Income Statement

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FAQ

What Stock Exchange Does Old Point Trade On?

Old Point is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Old Point?

The stock symbol for Old Point is "OPOF."

What Is the Old Point Market Cap?

As of today, Old Point market cap is 205.48M.

What Is Old Point's Earnings Per Share (TTM)?

The Old Point EPS (TTM) is 1.70.

From a Technical Analysis Perspective, Is OPOF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Old Point Stock Split?

Old Point has split 4 times.

How Many Employees Does Old Point Have?

Old Point has 260 employees.

What is the current trading status of Old Point (OPOF)?

As of 10 Aug 2025, Old Point (OPOF) is trading at a price of 40.25, with a previous close of 40.02. The stock has fluctuated within a day range of 40.20 to 40.42, while its 52-week range spans from 17.02 to 41.61.
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