OptimumBank Holdings Inc (OPHC)

Currency in USD
4.550
+0.010(+0.22%)
Real-time Data·
OPHC Scorecard
Full Analysis
Trading at a low P/E ratio relative to near-term earnings growth
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Fair Value
Day's Range
4.5404.580
52 wk Range
3.5305.900
Key Statistics
Prev. Close
4.54
Open
4.58
Day's Range
4.54-4.58
52 wk Range
3.53-5.9
Volume
14.12K
Average Volume (3m)
13.23K
1-Year Change
1.34%
Book Value / Share
9.19
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
5.000
Upside
+9.89%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple

OptimumBank Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

OptimumBank Holdings Inc Company Profile

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.

Sector
Financial
Employees
73

Compare OPHC to Peers and Sector

Metrics to compare
OPHC
Peers
Sector
Relationship
P/E Ratio
3.7x17.2x9.5x
PEG Ratio
0.120.180.03
Price/Book
0.5x1.0x1.0x
Price / LTM Sales
1.3x3.5x2.8x
Upside (Analyst Target)
10.1%20.9%13.3%
Fair Value Upside
Unlock−12.0%1.7%Unlock

Analyst Ratings

0 Buy
1 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 5.000
(+9.89% Upside)

Earnings

Latest Release
May 13, 2025
EPS / Forecast
0.32 / 0.18
Revenue / Forecast
10.66M / --
EPS Revisions
Last 90 days

OPHC Income Statement

FAQ

What Stock Exchange Does OptimumBank Holdings Trade On?

OptimumBank Holdings is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for OptimumBank Holdings?

The stock symbol for OptimumBank Holdings is "OPHC."

What Is the OptimumBank Holdings Market Cap?

As of today, OptimumBank Holdings market cap is 53.47M.

What Is OptimumBank Holdings's Earnings Per Share (TTM)?

The OptimumBank Holdings EPS (TTM) is 1.40.

When Is the Next OptimumBank Holdings Earnings Date?

OptimumBank Holdings will release its next earnings report on 06 Aug 2025.

From a Technical Analysis Perspective, Is OPHC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has OptimumBank Holdings Stock Split?

OptimumBank Holdings has split 7 times.

How Many Employees Does OptimumBank Holdings Have?

OptimumBank Holdings has 73 employees.

What is the current trading status of OptimumBank Holdings (OPHC)?

As of 05 Aug 2025, OptimumBank Holdings (OPHC) is trading at a price of 4.55, with a previous close of 4.54. The stock has fluctuated within a day range of 4.54 to 4.58, while its 52-week range spans from 3.53 to 5.90.
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