OFG Bancorp (OFG)

Currency in USD
41.78
-0.84(-1.97%)
Closed·
After Hours
41.780.00(0.00%)
·
OFG Scorecard
Full Analysis
Has raised its dividend for 4 consecutive years
OFG is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
41.1042.58
52 wk Range
33.1547.66
Key Statistics
Prev. Close
41.78
Open
42.15
Day's Range
41.1-42.58
52 wk Range
33.15-47.66
Volume
283.67K
Average Volume (3m)
242.61K
1-Year Change
-1.72%
Book Value / Share
29.71
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
OFG Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
50.00
Upside
+19.67%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings upwards for the upcoming period

OFG Bancorp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

OFG Bancorp Company Profile

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company’s portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Sector
Financial
Employees
2222

OFG Bancorp Earnings Call Summary for Q1/2025

  • OFG Bancorp surpassed Q1 2025 forecasts with EPS of $1.00 and revenue of $178.3M, leading to a 0.94% pre-market stock price increase to $36.69
  • Digital-first strategy drove growth in customer engagement, with stable net interest margin at 5.42% and return on tangible common equity at 15.28%
  • Company projects net interest margin of 5.3-5.4% for the year, with fee income expected to range from $29M to $30M annually
  • CEO highlighted success of digital strategy but noted slowing economic growth in Puerto Rico and challenges with the power grid as potential risks
  • Analysts' price targets range from $42 to $53.50, suggesting upside potential despite recent stock price decline over the past three months
Last Updated: 23/04/2025, 15:56
Read Full Transcript

Compare OFG to Peers and Sector

Metrics to compare
OFG
Peers
Sector
Relationship
P/E Ratio
9.6x10.9x9.5x
PEG Ratio
2.18−0.430.03
Price/Book
1.4x1.0x1.0x
Price / LTM Sales
3.0x3.1x2.8x
Upside (Analyst Target)
19.7%23.7%14.3%
Fair Value Upside
Unlock−6.5%2.3%Unlock

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 50.00
(+19.67% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.26%
Dividend Yield
2.87%
Industry Median 3.46%
Annualised payout
1.20
Paid quarterly
5-Years Growth
+31.48%
Growth Streak

Earnings

Latest Release
Jul 17, 2025
EPS / Forecast
1.15 / 1.05
Revenue / Forecast
194.30M / 181.68M
EPS Revisions
Last 90 days

OFG Income Statement

People Also Watch

43.34
TTMI
-8.28%
28.300
TGS
-1.39%
260.07
AVAV
-2.83%
58.08
IDT
-1.41%

FAQ

What Stock Exchange Does OFG Bancorp Trade On?

OFG Bancorp is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for OFG Bancorp?

The stock symbol for OFG Bancorp is "OFG."

What Is the OFG Bancorp Market Cap?

As of today, OFG Bancorp market cap is 1.87B.

What Is OFG Bancorp's Earnings Per Share (TTM)?

The OFG Bancorp EPS (TTM) is 4.26.

When Is the Next OFG Bancorp Earnings Date?

OFG Bancorp will release its next earnings report on 14 Oct 2025.

From a Technical Analysis Perspective, Is OFG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has OFG Bancorp Stock Split?

OFG Bancorp has split 11 times.

How Many Employees Does OFG Bancorp Have?

OFG Bancorp has 2222 employees.

What is the current trading status of OFG Bancorp (OFG)?

As of 04 Aug 2025, OFG Bancorp (OFG) is trading at a price of 41.78, with a previous close of 41.78. The stock has fluctuated within a day range of 41.10 to 42.58, while its 52-week range spans from 33.15 to 47.66.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.