Period Ending: | 2015 31/12 | 2016 31/12 | 2017 31/12 | 2018 31/12 | 2019 31/12 | 2020 31/12 | 2021 31/12 | 2022 31/12 | 2023 31/12 | 2024 31/12 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 201,007 | 213,536 | 228,878 | 227,617 | 198,381 | |
Interest Income, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +13.21% | +6.23% | +7.18% | -0.55% | -12.84% | |
Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 87,537 | 93,200 | 98,748 | 109,626 | 104,954 | |
Interest Expense, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -0.06% | +6.47% | +5.95% | +11.02% | -4.26% | |
Net Interest Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 113,470 | 120,336 | 130,130 | 117,991 | 93,427 | |
Net Interest Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +26.13% | +6.05% | +8.14% | -9.33% | -20.82% | |
Provision For Loan Losses | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 69,611 | 72,619 | 71,341 | 59,017 | 48,939 | |
Provision For Loan Losses Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +19.05% | +4.32% | -1.76% | -17.27% | -17.08% | |
Net Interest Income After Provision | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 43,859 | 47,717 | 58,789 | 58,974 | 44,488 | |
Net Interest Inc After Loan Loss Prov Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +39.28% | +8.8% | +23.2% | +0.31% | -24.56% | |
Non Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 40,072 | 49,047 | 49,765 | 46,708 | 53,268 | |
Non Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 47,177 | 50,885 | 51,301 | 47,964 | 43,018 | |
EBT, Excl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 36,754 | 45,879 | 57,253 | 57,718 | 54,738 | |
EBT, Excl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -1.45% | +24.83% | +24.79% | +0.81% | -5.16% | |
EBT Excl. Non-Recurring Items Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 43.79 | 47.41 | 52.74 | 54.61 | 55.99 | |
Unusual Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 0 | 0 | 0 | 0 | 0 | |
EBT, Incl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 36,754 | 45,879 | 57,253 | 57,718 | 54,738 | |
EBT, Incl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +1.42% | +24.83% | +24.79% | +0.81% | -5.16% | |
EBT Margin | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 43.79 | 47.41 | 52.74 | 54.61 | 55.99 | |
Income Tax Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 7,826 | 9,543 | 11,737 | 11,263 | 10,230 | |
Net Income to Company | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 28,928 | 36,336 | 45,516 | 46,455 | 44,508 | |
Minority Interest | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | - | - | - | - | - | |
Net Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 28,928 | 36,336 | 45,516 | 46,455 | 44,508 | |
Net Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +2.6% | +25.61% | +25.26% | +2.06% | -4.19% | |
Net Income Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 34.47% | 37.55% | 41.93% | 43.96% | 45.53% | |
Preferred Dividend and Other Adjustments | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1,694 | 2,849 | 2,849 | 2,849 | 2,849 | |
Net Income to Common Excl. Extra Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 27,234 | 33,487 | 42,667 | 43,606 | 41,659 | |
Basic EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.4 | 1.73 | 2.2 | 2.25 | 2.15 | |
Basic EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -8.75% | +22.96% | +27.41% | +2.2% | -4.46% | |
Diluted EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.4 | 1.73 | 2.2 | 2.25 | 2.15 | |
Diluted EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -3.36% | +23.26% | +27.41% | +2.2% | -4.46% | |
Basic Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 19,406 | 19,406 | 19,406 | 19,406 | 19,406 | |
Diluted Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 19,406 | 19,406 | 19,406 | 19,406 | 19,406 | |
Dividend Per Share | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 0.18 | 0.23 | 0.29 | 0.72 | 0.61 | |
Dividend Per Share Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -17.43% | +26.67% | +25% | +152.28% | -15.44% | |