Sapiens International Corporation NV (SPNS)

Currency in USD
42.69
+0.02(+0.05%)
Closed·
42.70+0.01(+0.02%)
·
SPNS Scorecard
Full Analysis
RSI suggests the stock is in overbought territory
Unusual trading volume
Trading near 52-week High
SPNS is included in our AI-picked strategies. See how they work
Fair Value
Day's Range
42.6142.76
52 wk Range
23.6942.76
Key Statistics
Prev. Close
42.67
Open
42.65
Day's Range
42.61-42.76
52 wk Range
23.69-42.76
Volume
1.56M
Average Volume (3m)
609.83K
1-Year Change
17.12%
Book Value / Share
8.92
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
SPNS Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
37.25
Downside
-12.74%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Sapiens International Corporation NV Company Profile

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. In addition, the company provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.

Employees
4850

Sapiens International Corporation NV SWOT Analysis


SaaS Transition
Sapiens navigates shift to Software as a Service model, aiming for stable revenue streams amid growth challenges in the insurance software secto
Financial Health
Explore Sapiens' solid fundamentals, including strong cash position and consistent dividend payments, despite recent earnings expectation downgrades
Growth Strategies
Delve into Sapiens' focus on existing customer relationships and product optimization to drive growth, facing hurdles in SaaS deal closings
Market Outlook
Analysts maintain cautious stance with price targets ranging from $28 to $38, citing concerns over growth prospects relative to peers and market
Read full SWOT analysis

Sapiens International Corporation NV Earnings Call Summary for Q4/2024

  • Q4 2024 EPS of $0.37 beat forecast; revenue of $134.3M missed slightly; stock rose 2.77% on earnings
  • Revenue up 2.6% YoY; net income increased 3.1%; gross margin improved 130 basis points to 46.7%
  • Launched AI-based insurance platform and Decision Underwriting Accelerator; focus on cloud migration
  • 2025 revenue guidance: $553M-$558M, 2.4% growth at midpoint; plans to expand cloud customer base
  • Strong financial health score of 3.07/4; Altman Z-Score of 10.17 indicates solid stability
Last Updated: 18/02/2025, 16:36
Read Full Transcript

Compare SPNS to Peers and Sector

Metrics to compare
SPNS
Peers
Sector
Relationship
P/E Ratio
34.9x−12.6x11.9x
PEG Ratio
−43.690.020.01
Price/Book
4.8x5.7x2.4x
Price / LTM Sales
4.3x3.0x2.2x
Upside (Analyst Target)
−12.6%41.0%19.4%
Fair Value Upside
Unlock5.0%4.8%Unlock

Analyst Ratings

0 Buy
3 Hold
1 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 37.25
(-12.74% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.22%
Dividend Yield
2.23%
Industry Median 0.72%
Annualised payout
0.95
Paid unevenly
5-Years Growth
+16.47%
Growth Streak

Earnings

Latest Release
Aug 13, 2025
EPS / Forecast
0.34 / 0.33
Revenue / Forecast
141.60M / 140.13M
EPS Revisions
Last 90 days

SPNS Income Statement

People Also Watch

188.92
CHKP
+1.94%
129.15
QLYS
-0.01%
33.53
YOU
-0.77%
52.75
DIOD
-2.17%
27.10
VSAT
-0.91%

FAQ

What Stock Exchange Does Sapiens Trade On?

Sapiens is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Sapiens?

The stock symbol for Sapiens is "SPNS."

What Is the Sapiens Market Cap?

As of today, Sapiens market cap is 2.39B.

What Is Sapiens's Earnings Per Share (TTM)?

The Sapiens EPS (TTM) is 1.22.

When Is the Next Sapiens Earnings Date?

Sapiens will release its next earnings report on 05 Nov 2025.

From a Technical Analysis Perspective, Is SPNS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Sapiens Stock Split?

Sapiens has split 1 times.

How Many Employees Does Sapiens Have?

Sapiens has 4850 employees.

What is the current trading status of Sapiens (SPNS)?

As of 16 Aug 2025, Sapiens (SPNS) is trading at a price of 42.69, with a previous close of 42.67. The stock has fluctuated within a day range of 42.61 to 42.76, while its 52-week range spans from 23.69 to 42.76.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.