SmartFinancial Inc (SMBK)

Currency in USD
35.42
-0.65(-1.80%)
Closed·
After Hours
35.42-0.15(-0.42%)
·
SMBK Scorecard
Full Analysis
5 analysts have revised their earnings upwards for the upcoming period
Unusual trading volume
Fair Value
Day's Range
35.4237.25
52 wk Range
25.5837.72
Key Statistics
Prev. Close
35.42
Open
36.13
Day's Range
35.42-37.25
52 wk Range
25.58-37.72
Volume
140.76K
Average Volume (3m)
59.69K
1-Year Change
30.8%
Book Value / Share
29.72
Fair Value
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Fair Value Upside
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SMBK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
36.83
Upside
+3.99%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

SmartFinancial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

SmartFinancial Inc Company Profile

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.

Sector
Financial
Employees
605

SmartFinancial Inc Earnings Call Summary for Q2/2025

  • SmartFinancial Q2 2025 EPS of $0.69 beat $0.64 forecast; revenue of $49.2M exceeded $48.48M estimate; stock rose 2.91% after-hours
  • Net income reached $11.7M; strong performance driven by net interest income and strategic focus on Southeastern markets
  • Company projects Q3 net interest margin between 3.3% and 3.35%, with potential 2-3 basis point expansion per quarter
  • CEO highlights successful transition to 'leveraging phase of growth'; focus remains on organic expansion and talent acquisition
  • Five analysts revised earnings estimates upward; InvestingPro rates company's financial health as 'GOOD'
Last Updated: 22/07/2025, 15:58
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Compare SMBK to Peers and Sector

Metrics to compare
SMBK
Peers
Sector
Relationship
P/E Ratio
15.8x14.4x9.7x
PEG Ratio
0.350.310.03
Price/Book
1.2x1.0x1.0x
Price / LTM Sales
3.5x2.8x2.9x
Upside (Analyst Target)
5.2%8.9%9.7%
Fair Value Upside
Unlock−11.3%1.4%Unlock

Analyst Ratings

1 Buy
5 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 36.83
(+3.99% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.49%
Dividend Yield
0.90%
Industry Median 3.46%
Annualised payout
0.32
Paid quarterly
5-Years Growth
+16.36%
Growth Streak

Earnings

Latest Release
Jul 21, 2025
EPS / Forecast
0.69 / 0.64
Revenue / Forecast
49.20M / 48.48M
EPS Revisions
Last 90 days

SMBK Income Statement

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FAQ

What Stock Exchange Does SmartFinancial Inc Trade On?

SmartFinancial Inc is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for SmartFinancial Inc?

The stock symbol for SmartFinancial Inc is "SMBK."

What Is the SmartFinancial Inc Market Cap?

As of today, SmartFinancial Inc market cap is 602.76M.

What Is SmartFinancial Inc's Earnings Per Share (TTM)?

The SmartFinancial Inc EPS (TTM) is 2.49.

When Is the Next SmartFinancial Inc Earnings Date?

SmartFinancial Inc will release its next earnings report on 26 Oct 2025.

From a Technical Analysis Perspective, Is SMBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has SmartFinancial Inc Stock Split?

SmartFinancial Inc has split 3 times.

How Many Employees Does SmartFinancial Inc Have?

SmartFinancial Inc has 605 employees.

What is the current trading status of SmartFinancial Inc (SMBK)?

As of 23 Jul 2025, SmartFinancial Inc (SMBK) is trading at a price of 35.42, with a previous close of 35.42. The stock has fluctuated within a day range of 35.42 to 37.25, while its 52-week range spans from 25.58 to 37.72.
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