First Internet Bancorp (INBK)

Currency in USD
22.84
+1.05(+4.82%)
Real-time Data·
INBK is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.1222.90
52 wk Range
17.0534.21
Key Statistics
Prev. Close
21.79
Open
22.01
Day's Range
21.12-22.9
52 wk Range
17.05-34.21
Volume
30.38K
Average Volume (3m)
67.08K
1-Year Change
-29.8741%
Book Value / Share
41.32
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
INBK Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
26.38
Upside
+15.48%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period

First Internet Bancorp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

First Internet Bancorp Company Profile

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, public and healthcare finance, small business lending, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Sector
Financial
Employees
325

First Internet Bancorp Earnings Call Summary for Q4/2025

  • First Internet Bancorp (INBK) reported Q4 2025 EPS of $0.64, exceeding forecasts by 25.49%, despite revenue of $42.1 million falling short of expectations by 3.22%.
  • Net interest income rose 29% year-over-year to $30.3 million, with net interest margin improving by 55 basis points to 2.22%, driven by increased loan yields and decreased deposit costs.
  • The company's digital-first strategy and Banking-as-a-Service initiatives significantly contributed to deposit growth, with stock rising 4.76% in aftermarket trading despite recent declines.
  • Management forecasts 15-17% loan growth for 2026, with net interest margin projected to reach 2.75-2.80% by Q4 2026 and full-year EPS guidance between $2.35-$2.45.
  • CEO David Becker highlighted disciplined expense management amid credit challenges, while President Nicole Lorch announced implementation of AI-driven solutions to standardize document collection processes.
Last Updated: 30/01/2026, 00:14
Read Full Transcript

Compare INBK to Peers and Sector

Metrics to compare
INBK
Peers
Sector
Relationship
P/E Ratio
−5.4x12.0x10.0x
PEG Ratio
0.021.270.03
Price/Book
0.5x1.6x1.0x
Price / LTM Sales
4.3x3.9x2.9x
Upside (Analyst Target)
20.5%11.9%12.6%
Fair Value Upside
Unlock−8.9%1.7%Unlock

Analyst Ratings

2 Buy
2 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 26.38
(+15.48% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Craig-Hallum
Buy30.00+31.98%35.00MaintainJan 30, 2026
Craig-Hallum
Buy30.00+31.98%35.00MaintainJan 30, 2026
Piper Sandler
Hold23.50+3.39%24.00MaintainJan 30, 2026
Keefe, Bruyette & Woods
Hold23.00+1.19%25.00MaintainJan 30, 2026
Piper Sandler
Hold22.00-3.21%25.50MaintainOct 27, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -4.03%
Dividend Yield
1.10%
Industry Median 3.20%
Annualised payout
0.24
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jan 29, 2026
EPS / Forecast
0.64 / 0.51
Revenue / Forecast
42.10M / 43.50M
EPS Revisions
Last 90 days

INBK Income Statement

People Also Watch

272.89
AVAV
-1.98%
53.20
MBWM
+2.35%
27.22
HAFC
+2.45%
19.290
ISSC
+4.33%
95.29
ARCB
+5.62%

FAQ

What Stock Exchange Does First Internet Trade On?

First Internet is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for First Internet?

The stock symbol for First Internet is "INBK."

What Is the First Internet Market Cap?

As of today, First Internet market cap is 197.46M.

What Is First Internet's Earnings Per Share (TTM)?

The First Internet EPS (TTM) is -4.03.

When Is the Next First Internet Earnings Date?

First Internet will release its next earnings report on 28 Apr 2026.

From a Technical Analysis Perspective, Is INBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has First Internet Stock Split?

First Internet has split 1 times.

How Many Employees Does First Internet Have?

First Internet has 325 employees.

What is the current trading status of First Internet (INBK)?

As of 02 Feb 2026, First Internet (INBK) is trading at a price of 22.84, with a previous close of 21.79. The stock has fluctuated within a day range of 21.12 to 22.90, while its 52-week range spans from 17.05 to 34.21.

What Is First Internet (INBK) Price Target According to Analysts?

The average 12-month price target for First Internet is USD26.38, with a high estimate of USD30 and a low estimate of USD23. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +15.48% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2026 - Fusion Media Limited. All Rights Reserved.