First Internet Bancorp (INBK)

Currency in USD
21.92
+0.17(+0.78%)
Closed·
After Hours
21.920.00(0.00%)
·
INBK Scorecard
Full Analysis
RSI suggests the stock is in oversold territory
INBK is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.7622.26
52 wk Range
19.5443.26
Key Statistics
Prev. Close
21.75
Open
22
Day's Range
21.76-22.26
52 wk Range
19.54-43.26
Volume
15.66K
Average Volume (3m)
51.77K
1-Year Change
-32.37%
Book Value / Share
44.87
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
28.40
Upside
+29.56%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings downwards for the upcoming period

First Internet Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

First Internet Bancorp Company Profile

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, public and healthcare finance, small business lending, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Sector
Financial
Employees
325

First Internet Bancorp Earnings Call Summary for Q2/2025

  • Q2 EPS of $0.02 missed forecast by 93.1%, revenue fell 6.64% short at $33.6M, triggering 13.44% stock drop in premarket trading
  • Net interest income rose 11.5% to $28M, net interest margin improved 14 basis points to 1.96%, despite SBA loan market challenges
  • Projected loan portfolio growth of 2% quarterly, net interest margin to improve to 2.2-2.35%, net interest income $33.5-35.5M for Q3/Q4
  • CEO acknowledged disappointing results, emphasized focus on strong pipelines and improving credit quality amid economic uncertainties
  • Next earnings report scheduled for October 22, 2025; company maintains 9.8x P/E ratio and 14-year dividend payment streak
Last Updated: 24/07/2025, 20:30
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Compare INBK to Peers and Sector

Metrics to compare
INBK
Peers
Sector
Relationship
P/E Ratio
12.4x13.3x9.5x
PEG Ratio
−0.740.240.03
Price/Book
0.5x1.1x1.0x
Price / LTM Sales
1.8x3.1x2.8x
Upside (Analyst Target)
23.2%26.5%13.1%
Fair Value Upside
Unlock−6.0%2.3%Unlock

Analyst Ratings

2 Buy
3 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 28.40
(+29.56% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.77%
Dividend Yield
1.09%
Industry Median 3.45%
Annualised payout
0.24
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 23, 2025
EPS / Forecast
0.02 / 0.29
Revenue / Forecast
33.60M / 35.99M
EPS Revisions
Last 90 days

INBK Income Statement

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FAQ

What Stock Exchange Does First Internet Trade On?

First Internet is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for First Internet?

The stock symbol for First Internet is "INBK."

What Is the First Internet Market Cap?

As of today, First Internet market cap is 190.99M.

What Is First Internet's Earnings Per Share (TTM)?

The First Internet EPS (TTM) is 1.77.

When Is the Next First Internet Earnings Date?

First Internet will release its next earnings report on 21 Oct 2025.

From a Technical Analysis Perspective, Is INBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has First Internet Stock Split?

First Internet has split 1 times.

How Many Employees Does First Internet Have?

First Internet has 325 employees.

What is the current trading status of First Internet (INBK)?

As of 10 Aug 2025, First Internet (INBK) is trading at a price of 21.92, with a previous close of 21.75. The stock has fluctuated within a day range of 21.76 to 22.26, while its 52-week range spans from 19.54 to 43.26.
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