TrustCo Bank Corp NY (TRST)

Currency in USD
35.44
+0.20(+0.57%)
Closed·
35.440.00(0.00%)
·
TRST Scorecard
Full Analysis
Trading at a high P/E ratio relative to near-term earnings growth
High dividend Yield
TRST is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
34.9235.54
52 wk Range
27.1838.89
Key Statistics
Prev. Close
35.24
Open
35.25
Day's Range
34.92-35.54
52 wk Range
27.18-38.89
Volume
86.4K
Average Volume (3m)
95.01K
1-Year Change
7.13%
Book Value / Share
36.43
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

TrustCo Bank Corp NY News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

TrustCo Bank Corp NY Company Profile

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.

Sector
Financial
Employees
733

TrustCo Bank Corp NY Earnings Call Summary for Q2/2025

  • TrustCo Bank's Q2 2025 EPS of $0.79 beat forecasts by 14.49%, with revenue at $46.6M; stock rose 2.34% in premarket trading
  • Net income increased 19.8% YoY to $15M, driven by strong performance in digital and relationship banking in Northeast and Florida markets
  • Bank projects continued loan growth and capital optimization into 2026, prepared for potential Fed rate easing and disciplined share buybacks
  • CEO Robert J. McCormick praised 'stellar' performance; CFO Mike Ozemich noted strong positioning for continued net interest income growth
  • Risks include interest rate fluctuations, competitive deposit market, economic downturns in key markets, and potential regulatory changes
Last Updated: 22/07/2025, 14:48
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Compare TRST to Peers and Sector

Metrics to compare
TRST
Peers
Sector
Relationship
P/E Ratio
12.5x10.6x9.6x
PEG Ratio
1.441.830.03
Price/Book
1.0x1.0x1.0x
Price / LTM Sales
3.8x3.1x2.8x
Upside (Analyst Target)
-13.2%11.3%
Fair Value Upside
Unlock0.6%1.4%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.81%
Dividend Yield
4.06%
Industry Median 3.41%
Annualised payout
1.44
Paid quarterly
5-Years Growth
+1.11%
Growth Streak

Earnings

Latest Release
Jul 21, 2025
EPS / Forecast
0.79 / 0.69
Revenue / Forecast
46.60M / 46.16M
EPS Revisions
Last 90 days

TRST Income Statement

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FAQ

What Stock Exchange Does TrustCo Bank NY Trade On?

TrustCo Bank NY is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for TrustCo Bank NY?

The stock symbol for TrustCo Bank NY is "TRST."

What Is the TrustCo Bank NY Market Cap?

As of today, TrustCo Bank NY market cap is 668.27M.

What Is TrustCo Bank NY's Earnings Per Share (TTM)?

The TrustCo Bank NY EPS (TTM) is 2.81.

When Is the Next TrustCo Bank NY Earnings Date?

TrustCo Bank NY will release its next earnings report on 26 Oct 2025.

From a Technical Analysis Perspective, Is TRST a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has TrustCo Bank NY Stock Split?

TrustCo Bank NY has split 19 times.

How Many Employees Does TrustCo Bank NY Have?

TrustCo Bank NY has 733 employees.

What is the current trading status of TrustCo Bank NY (TRST)?

As of 19 Aug 2025, TrustCo Bank NY (TRST) is trading at a price of 35.44, with a previous close of 35.24. The stock has fluctuated within a day range of 34.92 to 35.54, while its 52-week range spans from 27.18 to 38.89.
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