Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Growth Champion | Wintrust Financial's exceptional organic balance sheet growth sets it apart in the mid-cap banking sector, driving strong financial performance and analyst optimism |
Margin Mastery | Explore how Wintrust maintains stable net interest margins through proactive hedging and a high beta deposit base, supporting continued NII growth |
Market Expansion | Delve into Wintrust's strategic moves to capture market share in Chicago and national niche verticals, leveraging its unique scale for competitive advantage |
Valuation Insights | Analysts justify Wintrust's premium valuation, with price targets ranging from $127 to $156, based on superior operating leverage and positive credit prospects |
Metrics to compare | WTFC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipWTFCPeersSector | |
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P/E Ratio | 12.4x | 11.1x | 9.6x | |
PEG Ratio | 1.24 | −0.64 | 0.03 | |
Price/Book | 1.4x | 1.2x | 1.0x | |
Price / LTM Sales | 3.5x | 3.3x | 2.9x | |
Upside (Analyst Target) | 17.7% | 13.0% | 11.2% | |
Fair Value Upside | Unlock | 5.8% | 1.9% | Unlock |