Abu Dhabi Commercial Bank PJSC (ADCB)

Currency in AED
12.80
0.00(0.00%)
Closed·
High dividend Yield
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Fair Value
Day's Range
12.8012.80
52 wk Range
11.1016.60
Key Statistics
Bid/Ask
7.47 / 7.50
Prev. Close
11
Open
12.8
Day's Range
12.8-12.8
52 wk Range
11.1-16.6
Volume
-
Average Volume (3m)
9.37M
1-Year Change
13.0742%
Fair Value
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Fair Value Upside
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ADCB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
17.74
Upside
+38.59%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash
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Abu Dhabi Commercial Bank PJSC, together with its subsidiaries, provides banking products and services in the United Arab Emirates and internationally. The company operates in five segments: Retail Banking, Private Banking, Corporate and Investment Banking, Investments and Treasury, and others. It offers current, savings, call, Islamic deposit, business, and money transfer accounts; debit, credit, and corporate cards; auto, car, home, business, and personal loans; and safe deposit lockers. The company also provides Islamic banking retail business finance; wealth management, managed funds, trading securities, and mutual funds; financial education services; cash management; and trade finance services. In addition, it offers Commercial Banking Financing Solutions, such as Insta Finance, POS receivable, construction equipment, professional equipment, medical equipment, commercial vehicle, two-wheeler, construction, lease rental, commercial property, retail business, small and medium enterprise financing, infrastructure and asset finance, and government and public enterprises financing. Further, the company provides working capital solutions; term finance; investment banking; and financial markets solutions; asset management, brokerage, and fund management activities; central treasury operations, and currency and commodity derivative services. In addition, it offers transaction processing and back-office support, trust, and engineering services; Treasury financing services; Data classification and analysis services; and marketing consultancy, as well as involved in private banking; and developing, investing, leasing, and managing real estate properties. The company was incorporated in 1985 and is headquartered in Abu Dhabi, the United Arab Emirates. Abu Dhabi Commercial Bank PJSC operates as a subsidiary of One Hundred and Fourteenth Investment Company LLC.

Sector
Financial
Employees
5000

Abu Dhabi Commercial Bank PJSC Earnings Call Summary for Q1/2026

  • ADCB reported 30% YoY profit growth in Q1 2026; revenue beat forecasts at AED 5.83B, but EPS of AED 0.317 missed estimates by 2.34%
  • Stock declined 2.88% post-earnings to AED 11 as investors weighed mixed results; cost-to-income ratio hit record low of 25.6%
  • Bank reaffirmed 2026 guidance targeting 20% earnings growth despite geopolitical uncertainties affecting regional stability
  • Management projects AED 20B net profit by 2030, citing strategic AI investments and operational efficiency as key growth drivers
  • Key risks include geopolitical tensions, potential interest rate cuts compressing margins, and exposure to hospitality and real estate sectors
Last Updated: 23/04/2026, 14:40
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Compare ADCB to Peers and Sector

Metrics to compare
ADCB
Peers
Sector
Relationship
P/E Ratio
8.6x9.1x10.0x
PEG Ratio
0.310.290.03
Price/Book
1.2x1.2x1.0x
Price / LTM Sales
5.1x4.4x2.9x
Upside (Analyst Target)
38.7%16.4%14.7%
Fair Value Upside
Unlock8.7%2.1%Unlock

Analyst Ratings

14 Buy
1 Hold
0 Sell
Ratings:
15 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 17.74
(+38.59% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.45%
Dividend Yield
5.73%
Industry Median 4.30%
Annualised payout
0.63
Paid annually
5-Years Growth
+19.68%
Growth Streak

Earnings

Latest Release
Apr 22, 2026
EPS / Forecast
0.40 / 0.32
Revenue / Forecast
5.93B / 5.7B
EPS Revisions
Last 90 days

ADCB Income Statement

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FAQ

What Is the Abu Dhabi Commercial Bank PJSC (ADCB) Stock Price Today?

The Abu Dhabi Commercial Bank PJSC stock price today is 12.80 AED.

What Stock Exchange Does Abu Dhabi Commercial Bank PJSC Trade On?

Abu Dhabi Commercial Bank PJSC is listed and trades on the Abu Dhabi.

What Is the Stock Symbol for Abu Dhabi Commercial Bank PJSC?

The stock symbol for Abu Dhabi Commercial Bank PJSC is "ADCB."

What Is the Abu Dhabi Commercial Bank PJSC Market Cap?

As of today, Abu Dhabi Commercial Bank PJSC market cap is 101.06B AED.

What Is Abu Dhabi Commercial Bank PJSC's Earnings Per Share (TTM)?

The Abu Dhabi Commercial Bank PJSC EPS (TTM) is 1.45.

When Is the Next Abu Dhabi Commercial Bank PJSC Earnings Date?

Abu Dhabi Commercial Bank PJSC will release its next earnings report on Jul 16, 2026.

From a Technical Analysis Perspective, Is ADCB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Abu Dhabi Commercial Bank PJSC Stock Split?

Abu Dhabi Commercial Bank PJSC has split 5 times.

How Many Employees Does Abu Dhabi Commercial Bank PJSC Have?

Abu Dhabi Commercial Bank PJSC has 5000 employees.

What is the current trading status of Abu Dhabi Commercial Bank PJSC (ADCB)?

As of Apr 24, 2026, Abu Dhabi Commercial Bank PJSC (ADCB) is trading at a price of 12.80 AED, with a previous close of 11.00 AED. The stock has fluctuated within a day range of 12.80 AED to 12.80 AED, while its 52-week range spans from 11.10 AED to 16.60 AED.

What Is Abu Dhabi Commercial Bank PJSC (ADCB) Price Target According to Analysts?

The average 12-month price target for Abu Dhabi Commercial Bank PJSC is 17.74 AED, with a high estimate of 20.5 AED and a low estimate of 15.2 AED. 14 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +38.59% Upside potential.
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