Abu Dhabi Commercial Bank PJSC (ADCB)

Currency in AED
15.50
+0.28(+1.84%)
Closed·
High dividend Yield
ADCB is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
15.1815.64
52 wk Range
8.9616.60
Key Statistics
Bid/Ask
7.47 / 7.50
Prev. Close
11
Open
15.24
Day's Range
15.18-15.64
52 wk Range
8.96-16.6
Volume
7.29M
Average Volume (3m)
4.78M
1-Year Change
32.4786%
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
ADCB Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
18.03
Upside
+16.35%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash
Show more

Abu Dhabi Commercial Bank PJSC Company Profile

Abu Dhabi Commercial Bank PJSC, together with its subsidiaries, provides banking products and services in the United Arab Emirates and internationally. The company operates in five segments: Retail Banking, Private Banking, Corporate and Investment Banking, Investments and Treasury, and Property Management. It offers current, savings, guest, fixed deposit, business, and money transfer accounts; debit, credit, and corporate cards; car, home, business, and personal loans; and insurance and capital market services; and safe deposit lockers. The company also provides Islamic financing, asset management, security brokerage, international execution services, and fund management activities; and cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, infrastructure and asset finance, central treasury operations, and currency and commodity derivative. In addition, it offers transaction processing and back-office support, trust, and engineering services, as well as develops, invests, leases, and manages real estate properties. The company was incorporated in 1985 and is headquartered in Abu Dhabi, the United Arab Emirates. Abu Dhabi Commercial Bank PJSC operates as a subsidiary of One Hundred and Fourteenth Investment Company LLC.

Sector
Financial
Employees
5000

Abu Dhabi Commercial Bank PJSC Earnings Call Summary for Q4/2025

  • ADCB exceeded Q4 2025 expectations with EPS of 0.4194 (20% above forecast) and net profit of AED 3.3 billion (30% YoY increase), despite stock falling 7.08% in pre-market trading.
  • Full-year net profit reached AED 11.4 billion, up 22% YoY, with return on average equity at 15.3%, driven by strong operational income and strategic technology investments.
  • The bank launched an AI transformation program while maintaining disciplined cost management, improving its cost-to-income ratio.
  • ADCB projects loan growth above 16%, ROE greater than 15%, and anticipates two rate cuts in 2026, with ambitious targets of AED 20 billion net profit by 2030.
  • Management plans AED 25 billion in shareholder distributions over five years, while navigating challenges from potential rate cuts and increased operating expenses.
Last Updated: 03/02/2026, 12:02
Read Full Transcript

Compare ADCB to Peers and Sector

Metrics to compare
ADCB
Peers
Sector
Relationship
P/E Ratio
11.3x9.8x10.0x
PEG Ratio
0.490.320.03
Price/Book
1.4x1.4x1.0x
Price / LTM Sales
6.4x5.2x2.9x
Upside (Analyst Target)
15.5%2.5%11.7%
Fair Value Upside
Unlock1.1%1.3%Unlock

Analyst Ratings

12 Buy
2 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 18.03
(+16.35% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.44%
Dividend Yield
4.08%
Industry Median 4.31%
Annualised payout
0.63
Paid annually
5-Years Growth
+19.68%
Growth Streak

Earnings

Latest Release
Jan 29, 2026
EPS / Forecast
0.4194 / 0.3495
Revenue / Forecast
5.57B / 5.54B
EPS Revisions
Last 90 days

ADCB Income Statement

People Also Watch

3.60
ADNOCGAS
-0.28%
18.74
FAB
+0.75%
9.760
ALDAR
+1.77%
23.55
STMPA
+0.26%

FAQ

What Is the Stock Symbol for Abu Dhabi Commercial Bank PJSC?

The stock symbol for Abu Dhabi Commercial Bank PJSC is "ADCB."

What Is the Abu Dhabi Commercial Bank PJSC Market Cap?

As of today, Abu Dhabi Commercial Bank PJSC market cap is 122.37B.

What Is Abu Dhabi Commercial Bank PJSC's Earnings Per Share (TTM)?

The Abu Dhabi Commercial Bank PJSC EPS (TTM) is 1.44.

When Is the Next Abu Dhabi Commercial Bank PJSC Earnings Date?

Abu Dhabi Commercial Bank PJSC will release its next earnings report on 19 Apr 2026.

From a Technical Analysis Perspective, Is ADCB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Abu Dhabi Commercial Bank PJSC Stock Split?

Abu Dhabi Commercial Bank PJSC has split 5 times.

How Many Employees Does Abu Dhabi Commercial Bank PJSC Have?

Abu Dhabi Commercial Bank PJSC has 5000 employees.

What is the current trading status of Abu Dhabi Commercial Bank PJSC (ADCB)?

As of 04 Feb 2026, Abu Dhabi Commercial Bank PJSC (ADCB) is trading at a price of 15.50, with a previous close of 11.00. The stock has fluctuated within a day range of 15.18 to 15.64, while its 52-week range spans from 8.96 to 16.60.

What Is Abu Dhabi Commercial Bank PJSC (ADCB) Price Target According to Analysts?

The average 12-month price target for Abu Dhabi Commercial Bank PJSC is AED18.03, with a high estimate of AED20.5 and a low estimate of AED16.1001. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +16.35% Upside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2026 - Fusion Media Limited. All Rights Reserved.