Bread Financial Holdings Inc (BFH)

Currency in USD
61.01
-3.19(-4.97%)
Closed·
After Hours
61.000.00(0.00%)
·

BFH Earnings

Latest Release
Jul 24, 2025
EPS / Forecast
3.14 / 1.92
Revenue / Forecast
929.00M / 939.84M
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
06/20253.14/1.92929M/939.84M+63.54%-1.15%Free Sign Up
03/20252.86/2.28674M/957.48M+25.44%-29.61%Free Sign Up
12/20240.41/0.321926M/966.44M+27.77%-4.18%Free Sign Up
09/20241.83/1.93983M/975.67M-5.18%+0.75%Free Sign Up
06/20242.67/1.58939M/917.62M+68.99%+2.33%Free Sign Up
03/20242.73/2.73991M/991M0%0%Free Sign Up
12/20230.9/-0.61.02B/986.82M+250%+3.36%Free Sign Up
09/20233.46/2.311.03B/995.84M+49.78%+3.43%Free Sign Up
06/20230.95/0.09952M/968.27M+955.56%-1.68%Free Sign Up
03/20239.08/6.881.29B/1.04B+31.98%+24.04%Free Sign Up

All numbers in USD

Bread Financial Holdings Inc Earnings Call Summary for Q2/2025

  • Bread Financial reported Q2 2025 adjusted EPS of $3.15, beating $1.92 forecast, but revenue fell 1% YoY to $929M, missing expectations
  • Stock price volatile: 2.34% pre-market rise followed by 2.1% decline in regular trading; P/E ratio at 10.6x suggests undervaluation
  • Company expects flat or slight decrease in full-year average loans; revenue stable vs 2024; net loss rate guidance adjusted to 7.8-7.9%
  • Focus on technology and AI solutions continues; new co-branded credit card with crypto.com launched to diversify offerings
  • CEO emphasizes strong returns and long-term shareholder value; CFO highlights risk management for industry-leading risk-adjusted returns
Last Updated: 24/07/2025, 15:26
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FAQ

What Is Bread Financial Holdings's Earnings Per Share (TTM)?

The Bread Financial Holdings EPS (TTM) is 5.78.

When Is The Next Bread Financial Holdings Earnings Date?

Bread Financial Holdings will release its next earnings report on 23 Jul 2025.

What Is Bread Financial Holdings’s Revenue Forecasts For Upcoming Quarters?

Bread Financial Holdings’s revenue forecast is 988.78M.
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