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Bread Financial Holdings Inc (BFH)
Bread Financial Holdings Inc stock price live, this page displays NYSE BFH stock exchange data. View the BFH premarket stock price ahead of the market session or assess the after hours quote. Monitor the latest movements within the Bread Financial Holdings Inc real time stock price chart below.
What Is the Bread Financial Holdings Inc Stock Price Today?
The Bread Financial Holdings Inc stock price today is 62.19.
What Is the Stock Symbol for Bread Financial Holdings Inc?
The stock symbol for Bread Financial Holdings Inc is ""BFH.""
What Stock Exchange Does Bread Financial Holdings Inc Trade On?
Bread Financial Holdings Inc is listed and trades on the NYSE stock exchange.
Is Bread Financial Holdings Inc a Good Stock to Buy?
Determining whether Bread Financial Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the BFH quote. (ISIN: US0185811082)
What Is the Bread Financial Holdings Inc Stock Price Today?
The Bread Financial Holdings Inc stock price today is 62.19.
What Is the Stock Symbol for Bread Financial Holdings Inc?
The stock symbol for Bread Financial Holdings Inc is ""BFH.""
What Stock Exchange Does Bread Financial Holdings Inc Trade On?
Bread Financial Holdings Inc is listed and trades on the NYSE stock exchange.
Is Bread Financial Holdings Inc a Good Stock to Buy?
Determining whether Bread Financial Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the BFH quote. (ISIN: US0185811082)
Fair Value
An estimate of a Bread Financial Holdings's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
61.38
64.80
52 wk Range
38.21
68.01
BFH Scorecard
Full Analysis
Management has been aggressively buying back shares
BFH is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a Bread Financial Holdings's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
61.3864.80
52 wk Range
38.2168.01
Key Statistics
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Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
UnlockNext Earnings Date
(1.42%)
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
UnlockFair Value Upside
UnlockMarket Cap
Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
UnlockNext Earnings Date
(1.42%)
Dividends Payment Streak
UnlockP/E Ratio
Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
BFH Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a Bread Financial Holdings's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Analysts Sentiment
Neutral
Price Target
69.67
Upside
+12.02%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
7 analysts have revised their earnings downwards for the upcoming period
- Form 8K Bread Financial Holdings Inc For: 28 October
- Investing.com
- Form 8K Bread Financial Holdings Inc For: 28 October
- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell
Bread Financial Holdings Inc Company Profile
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
Bread Financial Holdings Inc SWOT Analysis
Credit Quality Boost | Explore Bread Financial's improving credit metrics, with lower delinquency rates and net charge-offs, potentially leading to reduced provisioning and enhanced profitability. |
Revenue Headwinds | Delve into the challenges facing Bread Financial, including declining loan balances, pressure on net interest margins, and intense competition from BNPL providers. |
Capital Strategy | Learn about Bread Financial's capital management approach, balancing shareholder returns through buybacks and dividends with maintaining a strong 14% CET1 ratio. |
Analyst Outlook | Discover varied analyst perspectives on Bread Financial, with price targets ranging from $45 to $68, reflecting the complex landscape the company navigates. |
Bread Financial Holdings Inc Earnings Call Summary for Q3/2025
- Bread Financial's Q3 2025 EPS of $4.02 beat expectations by 86.11%, with revenue at $971 million slightly above forecasts
- Despite strong earnings, stock fell 2.56% pre-market; company trades near Fair Value with 'GOOD' financial health score
- Credit sales up 5% YoY to $6.8 billion; direct-to-consumer deposits grew to $8.2 billion
- Full-year guidance: net loss rate 7.8-7.9%, flat to slightly down average loans, flat total revenue vs 2024
- Management cautiously optimistic, focusing on prudent underwriting and diverse product offerings for consumers
Last Updated: 23/10/2025, 15:22
Read Full TranscriptCompare BFH to Peers and Sector
Metrics to compare | BFH | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipBFHPeersSector | |
|---|---|---|---|---|
P/E Ratio | 9.2x | 14.3x | 9.8x | |
PEG Ratio | −0.23 | 0.04 | 0.03 | |
Price/Book | 0.8x | 1.0x | 1.0x | |
Price / LTM Sales | 1.1x | 2.2x | 2.9x | |
Upside (Analyst Target) | 4.7% | 23.8% | 13.8% | |
Fair Value Upside | Unlock | 14.8% | 0.3% | Unlock |
Analyst Ratings
6 Buy
7 Hold
3 Sell
Ratings:
16 analysts
Overall Consensus
Neutral
Analysts 12-Month Price Target:
Average 69.67
(+12.02% Upside)
Earnings
Latest Release
Oct 23, 2025
EPS / Forecast
4.02 / 2.16
Revenue / Forecast
971.00M / 967.72M
People Also Watch
FAQ
What Stock Exchange Does Bread Financial Holdings Trade On?
Bread Financial Holdings is listed and trades on the New York Stock Exchange stock exchange.
What Is the Stock Symbol for Bread Financial Holdings?
The stock symbol for Bread Financial Holdings is "BFH."
What Is the Bread Financial Holdings Market Cap?
As of today, Bread Financial Holdings market cap is 2.96B.
What Is Bread Financial Holdings's Earnings Per Share (TTM)?
The Bread Financial Holdings EPS (TTM) is 9.82.
When Is the Next Bread Financial Holdings Earnings Date?
Bread Financial Holdings will release its next earnings report on 21 Jan 2026.
From a Technical Analysis Perspective, Is BFH a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
How Many Times Has Bread Financial Holdings Stock Split?
Bread Financial Holdings has split 0 times.
How Many Employees Does Bread Financial Holdings Have?
Bread Financial Holdings has 6000 employees.
What is the current trading status of Bread Financial Holdings (BFH)?
As of 29 Oct 2025, Bread Financial Holdings (BFH) is trading at a price of 62.19, with a previous close of 64.94. The stock has fluctuated within a day range of 61.38 to 64.80, while its 52-week range spans from 38.21 to 68.01.
What Is Bread Financial Holdings (BFH) Price Target According to Analysts?
The average 12-month price target for Bread Financial Holdings is USD69.66667, with a high estimate of USD98 and a low estimate of USD52. 6 analysts recommend buying the stock, while 3 suggest selling, leading to an overall rating of Neutral. The stock has an +12.02% Upside potential.
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Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
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