Central Pacific Financial Corp (CPF)

Currency in USD
31.32
-0.18(-0.57%)
Closed·
30.19-1.13(-3.61%)
·
CPF Scorecard
Full Analysis
Trading at a high P/E ratio relative to near-term earnings growth
CPF is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
31.1631.63
52 wk Range
23.1633.25
Key Statistics
Prev. Close
31.5
Open
31.34
Day's Range
31.16-31.63
52 wk Range
23.16-33.25
Volume
144.97K
Average Volume (3m)
167.48K
1-Year Change
13.85%
Book Value / Share
21.09
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
35.00
Upside
+11.75%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Central Pacific Financial Corp Company Profile

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.

Sector
Financial
Employees
719

Central Pacific Financial Corp Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.67 beat $0.64 forecast; revenue of $72.81M exceeded $71.8M estimate
  • Net income reached $18.3M; return on average assets 1%, return on average equity 13.04%
  • Net interest income rose 3.6% QoQ; net interest margin expanded 13 bps to 3.44%
  • Guidance: Low single-digit growth in loans/deposits; expenses $43.5M-$44.5M per quarter
  • Stock declined 0.83% post-earnings despite beat; analysts revise expectations upward
Last Updated: 26/07/2025, 17:08
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Compare CPF to Peers and Sector

Metrics to compare
CPF
Peers
Sector
Relationship
P/E Ratio
13.9x19.6x9.7x
PEG Ratio
2.082.000.03
Price/Book
1.5x1.0x1.0x
Price / LTM Sales
3.3x3.4x2.9x
Upside (Analyst Target)
11.7%2.6%10.5%
Fair Value Upside
Unlock−5.8%1.0%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 35.00
(+11.75% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.24%
Dividend Yield
3.45%
Industry Median 3.38%
Annualised payout
1.08
Paid quarterly
5-Years Growth
+2.87%
Growth Streak

Earnings

Latest Release
Jul 25, 2025
EPS / Forecast
0.67 / 0.64
Revenue / Forecast
72.81M / 71.80M
EPS Revisions
Last 90 days

CPF Income Statement

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FAQ

What Stock Exchange Does Central Pacific Financial Trade On?

Central Pacific Financial is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Central Pacific Financial?

The stock symbol for Central Pacific Financial is "CPF."

What Is the Central Pacific Financial Market Cap?

As of today, Central Pacific Financial market cap is 845.06M.

What Is Central Pacific Financial's Earnings Per Share (TTM)?

The Central Pacific Financial EPS (TTM) is 2.24.

When Is the Next Central Pacific Financial Earnings Date?

Central Pacific Financial will release its next earnings report on 28 Oct 2025.

From a Technical Analysis Perspective, Is CPF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Central Pacific Financial Stock Split?

Central Pacific Financial has split 5 times.

How Many Employees Does Central Pacific Financial Have?

Central Pacific Financial has 719 employees.

What is the current trading status of Central Pacific Financial (CPF)?

As of 31 Aug 2025, Central Pacific Financial (CPF) is trading at a price of 31.32, with a previous close of 31.50. The stock has fluctuated within a day range of 31.16 to 31.63, while its 52-week range spans from 23.16 to 33.25.
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