Cincinnati Financial Corporation (CINF)

Currency in USD
150.28
-0.72(-0.48%)
Real-time Data·
CINF Scorecard
Full Analysis
Has raised its dividend for 6 consecutive years
Earnings results expected in 5 days
Fair Value
Day's Range
149.79152.02
52 wk Range
115.43161.75
Key Statistics
Prev. Close
151
Open
152.02
Day's Range
149.79-152.02
52 wk Range
115.43-161.75
Volume
96.76K
Average Volume (3m)
566.29K
1-Year Change
25.43%
Book Value / Share
87.62
Fair Value
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Fair Value Upside
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CINF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
158.33
Upside
+5.36%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Cincinnati Financial Corporation Company Profile

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Industry
Insurance
Sector
Financial
Employees
5624

Cincinnati Financial Corporation SWOT Analysis


Underwriting Excellence
Cincinnati Financial's robust underwriting performance across segments showcases its disciplined approach, positioning it favorably in the competitive insurance landscape
Financial Resilience
CINF's Q2 2024 results surpassed expectations with $1.29 EPS, demonstrating strong financial health and potential undervaluation at current market prices
Risk Management Prowess
Explore CINF's adept handling of catastrophe losses, which were 207 basis points below consensus, highlighting effective risk mitigation strategies
Analyst Perspectives
With a price target of $116 from Piper Sandler, CINF's market position and future prospects are under scrutiny, especially given its increased wildfire exposure
Read full SWOT analysis

Cincinnati Financial Corporation Earnings Call Summary for Q1/2025

  • Cincinnati Financial Q1 2025 EPS beats forecast at -$0.24 vs -$0.52, revenue surpasses expectations at $2.57B vs $2.4B
  • Net loss of $90M reported, but 11% growth in property casualty premiums and 14% increase in investment income achieved
  • Stock rose 2.2% post-earnings, trading below Fair Value per InvestingPro analysis, suggesting potential upside
  • Property casualty combined ratio increased to 113.3%, indicating higher claims costs
  • Future EPS forecasts range from $1.41 to $2.71 quarterly, with full-year 2025 and 2026 projections at $5.15 and $8.1 respectively
Last Updated: 29/04/2025, 17:00
Read Full Transcript

Compare CINF to Peers and Sector

Metrics to compare
CINF
Peers
Sector
Relationship
P/E Ratio
16.2x9.2x9.7x
PEG Ratio
−0.420.010.03
Price/Book
1.7x1.1x1.0x
Price / LTM Sales
2.1x0.7x2.9x
Upside (Analyst Target)
7.6%12.9%9.7%
Fair Value Upside
Unlock−2.6%1.4%Unlock

Analyst Ratings

4 Buy
4 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 158.33
(+5.36% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 9.26%
Dividend Yield
2.30%
Industry Median 3.24%
Annualised payout
3.48
Paid quarterly
5-Years Growth
+7.68%
Growth Streak

Earnings

Latest Release
Apr 28, 2025
EPS / Forecast
-0.24 / -0.52
Revenue / Forecast
2.57B / 2.40B
EPS Revisions
Last 90 days

CINF Income Statement

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FAQ

What Stock Exchange Does Cincinnati Financial Trade On?

Cincinnati Financial is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Cincinnati Financial?

The stock symbol for Cincinnati Financial is "CINF."

What Is the Cincinnati Financial Market Cap?

As of today, Cincinnati Financial market cap is 23.50B.

What Is Cincinnati Financial's Earnings Per Share (TTM)?

The Cincinnati Financial EPS (TTM) is 9.26.

When Is the Next Cincinnati Financial Earnings Date?

Cincinnati Financial will release its next earnings report on 27 Jul 2025.

From a Technical Analysis Perspective, Is CINF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Cincinnati Financial Stock Split?

Cincinnati Financial has split 14 times.

How Many Employees Does Cincinnati Financial Have?

Cincinnati Financial has 5624 employees.

What is the current trading status of Cincinnati Financial (CINF)?

As of 23 Jul 2025, Cincinnati Financial (CINF) is trading at a price of 150.28, with a previous close of 151.00. The stock has fluctuated within a day range of 149.79 to 152.02, while its 52-week range spans from 115.43 to 161.75.
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