First Bancorp (FBP)

Currency in USD
20.96
-0.32(-1.50%)
Closed·
After Hours
20.96+0.01(+0.02%)
·
FBP Scorecard
Full Analysis
High shareholder yield
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Fair Value
Day's Range
20.7821.41
52 wk Range
16.4022.40
Key Statistics
Prev. Close
20.96
Open
21.32
Day's Range
20.78-21.41
52 wk Range
16.4-22.4
Volume
1.3M
Average Volume (3m)
1.1M
1-Year Change
-3.23%
Book Value / Share
11.5
Fair Value
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Fair Value Upside
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FBP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
25.00
Upside
+19.27%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 7 consecutive years

First Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

First Bancorp Company Profile

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment provides auto loans, finance leases, personal loans, credit cards, and other types of consumer credit lines; and interest and non-interest-bearing checking and savings accounts. The Commercial and Corporate Banking segment offers commercial real estate and construction loans, as well as other products, such as cash and business management services. The Treasury and Investments segment focuses on fund management business. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

Sector
Financial
Employees
3113

First Bancorp Earnings Call Summary for Q2/2025

  • First BanCorp beats Q2 2025 EPS forecast ($0.50 vs $0.46), revenue falls short ($246.81M vs $251.5M forecast)
  • Stock rises 4.07% pre-market to $22.75; company maintains strong financial health with 3.1/4 InvestingPro score
  • Net income of $80M, ROA of 1.69%, net interest margin up 4 bps to 4.56%; efficiency ratio at 50%
  • Mid-single-digit loan growth expected for full year; 5-7 bps margin increase projected for upcoming quarters
  • Company commits to 100% earnings deployment in dividends, buybacks, and capital returns; dividend yield at 3.29%
Last Updated: 22/07/2025, 16:00
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Compare FBP to Peers and Sector

Metrics to compare
FBP
Peers
Sector
Relationship
P/E Ratio
11.0x9.2x9.6x
PEG Ratio
4.130.220.03
Price/Book
1.8x1.0x1.0x
Price / LTM Sales
3.8x2.3x2.9x
Upside (Analyst Target)
18.9%18.7%12.2%
Fair Value Upside
Unlock−0.1%2.4%Unlock

Analyst Ratings

5 Buy
0 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 25.00
(+19.27% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.89%
Dividend Yield
3.44%
Industry Median 3.41%
Annualised payout
0.72
Paid quarterly
5-Years Growth
+30.45%
Growth Streak

Earnings

Latest Release
Jul 22, 2025
EPS / Forecast
0.50 / 0.46
Revenue / Forecast
246.81M / 251.50M
EPS Revisions
Last 90 days

FBP Income Statement

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FAQ

What Stock Exchange Does First Bancorp Trade On?

First Bancorp is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for First Bancorp?

The stock symbol for First Bancorp is "FBP."

What Is the First Bancorp Market Cap?

As of today, First Bancorp market cap is 3.36B.

What Is First Bancorp's Earnings Per Share (TTM)?

The First Bancorp EPS (TTM) is 1.89.

When Is the Next First Bancorp Earnings Date?

First Bancorp will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is FBP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has First Bancorp Stock Split?

First Bancorp has split 9 times.

How Many Employees Does First Bancorp Have?

First Bancorp has 3113 employees.

What is the current trading status of First Bancorp (FBP)?

As of 31 Jul 2025, First Bancorp (FBP) is trading at a price of 20.96, with a previous close of 20.96. The stock has fluctuated within a day range of 20.78 to 21.41, while its 52-week range spans from 16.40 to 22.40.
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