HCI Group Inc (HCI)

Currency in USD
163.50
+6.90(+4.41%)
Closed·
163.500.00(0.00%)
·
HCI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
157.00165.34
52 wk Range
121.48210.50
Key Statistics
Prev. Close
163.5
Open
157.73
Day's Range
157-165.34
52 wk Range
121.48-210.5
Volume
130.21K
Average Volume (3m)
145.53K
1-Year Change
34.7564%
Book Value / Share
63.41
Fair Value
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Fair Value Upside
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HCI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
245.00
Upside
+49.85%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

HCI Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

HCI Group Inc Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. It also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, the company designs and develops web-based applications and products, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
552

HCI Group Inc SWOT Analysis


Tech-Driven Profits
HCI Group's proprietary technology yields superior underwriting results, with a combined ratio of 62% in Q2 2025, showcasing its competitive edge in the insurance sector.
Unlocking Value
Explore HCI's strategic move to spin off its technology subsidiary, Exzeo, through an IPO by 2025's end, potentially catalyzing significant shareholder value.
Market Positioning
Delve into HCI's unique approach in the Florida insurance market, leveraging regulatory reforms and strategic policy acquisitions to drive growth and profitability.
Future Prospects
Analyst projections value HCI at $225 per share in the base case, with a bull case scenario reaching $547, contingent on Exzeo's growth and market conditions.
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q4/2025

  • HCI Group Q4 2025 EPS of $7.25 beat forecast of $5.07 by 43%; revenue reached $246.24M vs. expected $236.24M, driving 4.41% stock gain.
  • Company posted 31% ROE with 48.83% gross margin; gross premiums earned rose 12% YoY to $226M amid disciplined underwriting and cost controls.
  • Stock trades at P/E of 10.41 with PEG ratio of 0.33; maintained 17 consecutive years of dividend payments demonstrating financial stability.
  • Management guided lower EPS for FY2026: Q1 at $6.06 and Q2 at $5.55, citing macroeconomic pressures while revenue projections remain steady.
  • Executives credited Florida regulatory reforms and low loss ratios for strong results; acknowledged risks from market saturation and potential regulatory changes.
Last Updated: 25/02/2026, 23:38
Read Full Transcript

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
10.7x0.0x10.0x
PEG Ratio
0.330.000.03
Price/Book
2.6x0.0x1.0x
Price / LTM Sales
2.6x0.0x2.9x
Upside (Analyst Target)
49.8%0.0%12.9%
Fair Value Upside
Unlock0.0%1.3%Unlock

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 245.00
(+49.85% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy255.00+55.96%-MaintainJan 16, 2026
Oppenheimer
Hold---DowngradeNov 13, 2025
Citizens
Buy255.00+55.96%225.00MaintainNov 10, 2025
Truist Securities
Buy235.00+43.73%190.00MaintainNov 07, 2025
Compass Point
Buy205.00+25.38%148.00UpgradeMay 30, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 15.80%
Dividend Yield
0.98%
Industry Median 3.04%
Annualised payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
7.25 / 5.07
Revenue / Forecast
246.24M / 236.24M
EPS Revisions
Last 90 days

HCI Income Statement

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FAQ

What Is the HCI Group Inc (HCI) Stock Price Today?

The HCI Group Inc stock price today is 163.50 USD.

What Stock Exchange Does HCI Group Inc Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for HCI Group Inc?

The stock symbol for HCI Group Inc is "HCI."

What Is the HCI Group Inc Market Cap?

As of today, HCI Group Inc market cap is 2.12B USD.

What Is HCI Group Inc's Earnings Per Share (TTM)?

The HCI Group Inc EPS (TTM) is 15.80.

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc will release its next earnings report on May 13, 2026.

From a Technical Analysis Perspective, Is HCI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times.

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 552 employees.

What is the current trading status of HCI Group Inc (HCI)?

As of Feb 26, 2026, HCI Group Inc (HCI) is trading at a price of 163.50 USD, with a previous close of 163.50 USD. The stock has fluctuated within a day range of 157.00 USD to 165.34 USD, while its 52-week range spans from 121.48 USD to 210.50 USD.

What Is HCI Group Inc (HCI) Price Target According to Analysts?

The average 12-month price target for HCI Group Inc is 245.00 USD, with a high estimate of 255 USD and a low estimate of 235 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +49.85% Upside potential.
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