HCI Group Inc (HCI)

Currency in USD
178.41
+2.81(+1.60%)
Real-time Data·
HCI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
174.89179.62
52 wk Range
106.89210.50
Key Statistics
Prev. Close
175.6
Open
175.6
Day's Range
174.89-179.62
52 wk Range
106.89-210.5
Volume
125.49K
Average Volume (3m)
174.5K
1-Year Change
55.4%
Book Value / Share
63.41
Fair Value
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Fair Value Upside
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HCI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
231.67
Upside
+29.85%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period

HCI Group Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

HCI Group Inc Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. It also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, the company designs and develops web-based applications and products, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
552

HCI Group Inc SWOT Analysis


Tech-Driven Profits
HCI Group's proprietary technology yields superior underwriting results, with a combined ratio of 62% in Q2 2025, showcasing its competitive edge in the insurance sector.
Unlocking Value
Explore HCI's strategic move to spin off its technology subsidiary, Exzeo, through an IPO by 2025's end, potentially catalyzing significant shareholder value.
Market Positioning
Delve into HCI's unique approach in the Florida insurance market, leveraging regulatory reforms and strategic policy acquisitions to drive growth and profitability.
Future Prospects
Analyst projections value HCI at $225 per share in the base case, with a bull case scenario reaching $547, contingent on Exzeo's growth and market conditions.
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q3/2025

  • HCI Group reported Q3 2025 EPS of $4.90, significantly exceeding the forecast of $1.87, while stock declined 4.22% to $203.61 despite strong results.
  • Year-to-date pre-tax income increased 70% to $285 million, with Q3 contributing $90 million; book value per share rose 50% to $63 with after-tax ROE exceeding 30%.
  • The company projects its book value to exceed $1 billion by year-end with book value per share approaching $80, anticipating a 15% growth rate this year.
  • Executives expressed optimism about continued performance through 2026, with COO Karin Coleman highlighting business strength and financial leadership emphasizing the company's robust balance sheet.
Last Updated: 06/11/2025, 23:38
Read Full Transcript

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
11.7x9.4x9.4x
PEG Ratio
0.360.560.03
Price/Book
2.8x1.9x1.0x
Price / LTM Sales
2.8x1.8x2.8x
Upside (Analyst Target)
33.8%22.0%14.6%
Fair Value Upside
Unlock−8.7%0.7%Unlock

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 231.67
(+29.85% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 16.72%
Dividend Yield
0.91%
Industry Median 3.04%
Annualised payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Nov 06, 2025
EPS / Forecast
4.90 / 1.87
Revenue / Forecast
216.35M / 223.90M
EPS Revisions
Last 90 days

HCI Income Statement

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FAQ

What Is the HCI Group Inc (HCI) Premarket Price Today?

The HCI Group Inc (HCI) premarket price is 176.98. Premarket price change units: 1.38. Premarket percentage change: 0.79%. Premarket volume: 2,680.00. Current date: 26 Nov 2025. Previous close: 175.60

What Stock Exchange Does HCI Group Inc Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for HCI Group Inc?

The stock symbol for HCI Group Inc is "HCI."

What Is the HCI Group Inc Market Cap?

As of today, HCI Group Inc market cap is 2.31B.

What Is HCI Group Inc's Earnings Per Share (TTM)?

The HCI Group Inc EPS (TTM) is 16.72.

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc will release its next earnings report on 04 Mar 2026.

From a Technical Analysis Perspective, Is HCI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times.

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 552 employees.

What is the current trading status of HCI Group Inc (HCI)?

As of 26 Nov 2025, HCI Group Inc (HCI) is trading at a price of 178.41, with a previous close of 175.60. The stock has fluctuated within a day range of 174.89 to 179.62, while its 52-week range spans from 106.89 to 210.50.

What Is HCI Group Inc (HCI) Price Target According to Analysts?

The average 12-month price target for HCI Group Inc is USD231.66667, with a high estimate of USD255 and a low estimate of USD205. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +29.85% Upside potential.

What Is the HCI Premarket Price?

HCI's last pre-market stock price is 176.98. The pre-market share volume is 2,680.00, and the stock has decreased by 1.38, or 0.79%.
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