HCI Group Inc (HCI)

Currency in USD
165.46
+1.99(+1.22%)
Closed·
165.460.00(0.00%)
·
HCI Scorecard
Full Analysis
2 analysts have revised their earnings upwards for the upcoming period
HCI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
163.18167.45
52 wk Range
91.06176.40
Key Statistics
Prev. Close
163.47
Open
164.5
Day's Range
163.18-167.45
52 wk Range
91.06-176.4
Volume
124.19K
Average Volume (3m)
147.6K
1-Year Change
74.13%
Book Value / Share
65.69
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
HCI Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
202.50
Upside
+22.39%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in overbought territory

HCI Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

HCI Group Inc Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. It also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, the company designs and develops web-based applications and products, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Sector
Financial
Employees
552

HCI Group Inc SWOT Analysis


Tech-Driven Insure
HCI Group leverages proprietary technology for superior underwriting, maintaining a combined ratio of 70% and outperforming industry averages in the Florida market
Exzeo Spin-off Strategy
Explore HCI's plans to unlock shareholder value through a tax-free spin-off of its high-growth technology business, Exzeo, by the end of 2025
Market Opportunities
Learn how recent Florida legislative reforms create a favorable environment for HCI, potentially leading to profitable takeouts and improved loss ratios
Analyst Projections
Delve into analyst perspectives, with price targets ranging from $165 to $225, and a bull case scenario of $350 per share contingent on Exzeo's growth
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $5.18, beating forecast by 15.11%; revenue slightly above expectations at $221.92 million
  • Pretax income of $94 million for Q2; shareholders' equity up 65% YTD to $759 million
  • Strategic initiatives include Exeo IPO plans and approval for 75,000 policy depopulations across three entities
  • Stock declined 1.42% despite earnings beat; analysts see potential upside with targets ranging from $190 to $225
  • Management projects 70% net combined ratio; EPS forecasts of $2.49 for Q3 2025 and $4.63 for Q4 2025
Last Updated: 08/08/2025, 11:36
Read Full Transcript

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
15.6x10.7x9.7x
PEG Ratio
−1.310.810.03
Price/Book
2.8x2.1x1.0x
Price / LTM Sales
2.8x1.9x2.9x
Upside (Analyst Target)
19.4%9.7%9.5%
Fair Value Upside
Unlock−10.9%0.7%Unlock

Analyst Ratings

5 Buy
0 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 202.50
(+22.39% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 13.14%
Dividend Yield
0.97%
Industry Median 3.18%
Annualised payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Aug 07, 2025
EPS / Forecast
5.18 / 4.50
Revenue / Forecast
221.92M / 221.57M
EPS Revisions
Last 90 days

HCI Income Statement

People Also Watch

171.00
HWM
-1.30%
70.38
OKLO
+4.75%
165.17
LRN
-1.55%
441.68
APP
+5.47%

FAQ

What Stock Exchange Does HCI Group Inc Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for HCI Group Inc?

The stock symbol for HCI Group Inc is "HCI."

What Is the HCI Group Inc Market Cap?

As of today, HCI Group Inc market cap is 2.15B.

What Is HCI Group Inc's Earnings Per Share (TTM)?

The HCI Group Inc EPS (TTM) is 13.14.

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc will release its next earnings report on 05 Nov 2025.

From a Technical Analysis Perspective, Is HCI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times.

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 552 employees.

What is the current trading status of HCI Group Inc (HCI)?

As of 25 Aug 2025, HCI Group Inc (HCI) is trading at a price of 165.46, with a previous close of 163.47. The stock has fluctuated within a day range of 163.18 to 167.45, while its 52-week range spans from 91.06 to 176.40.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.