Old Second Bancorp Inc (OSBC)

Currency in USD
16.59
-0.38(-2.24%)
Closed·
After Hours
16.590.00(0.00%)
·
OSBC Scorecard
Full Analysis
5 analysts have revised their earnings upwards for the upcoming period
OSBC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
16.4317.57
52 wk Range
14.1419.46
Key Statistics
Prev. Close
16.97
Open
16.82
Day's Range
16.43-17.57
52 wk Range
14.14-19.46
Volume
232.87K
Average Volume (3m)
224.17K
1-Year Change
2.41%
Book Value / Share
15.95
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
21.75
Upside
+31.10%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Old Second Bancorp Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Old Second Bancorp Inc Company Profile

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial
Employees
877

Old Second Bancorp Inc Earnings Call Summary for Q2/2025

  • Old Second Bancorp Q2 2025 EPS of $0.48 beat estimates; revenue reached $75.13M, slightly above forecast
  • Stock price fell 3.6% to $18.60 despite positive earnings, reflecting broader market concerns
  • Net interest margin improved 22 basis points YoY; return on assets at 1.53%
  • Evergreen Bank acquisition expected to enhance market position, especially in powersports lending
  • Projecting low to mid-single-digit loan growth for 2025; targeting core expense growth of ~4%
Last Updated: 24/07/2025, 16:50
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Compare OSBC to Peers and Sector

Metrics to compare
OSBC
Peers
Sector
Relationship
P/E Ratio
8.9x9.9x9.5x
PEG Ratio
−2.87−0.430.03
Price/Book
1.0x1.3x1.0x
Price / LTM Sales
2.6x3.1x2.8x
Upside (Analyst Target)
32.6%23.6%14.3%
Fair Value Upside
Unlock4.1%2.8%Unlock

Analyst Ratings

5 Buy
1 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 21.75
(+31.10% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.86%
Dividend Yield
1.45%
Industry Median 3.43%
Annualised payout
0.24
Paid quarterly
5-Years Growth
+41.88%
Growth Streak

Earnings

Latest Release
Jul 23, 2025
EPS / Forecast
0.48 / 0.47
Revenue / Forecast
75.13M / 74.76M
EPS Revisions
Last 90 days

OSBC Income Statement

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FAQ

What Stock Exchange Does Old Second Bancorp Trade On?

Old Second Bancorp is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Old Second Bancorp?

The stock symbol for Old Second Bancorp is "OSBC."

What Is the Old Second Bancorp Market Cap?

As of today, Old Second Bancorp market cap is 747.48M.

What Is Old Second Bancorp's Earnings Per Share (TTM)?

The Old Second Bancorp EPS (TTM) is 1.86.

When Is the Next Old Second Bancorp Earnings Date?

Old Second Bancorp will release its next earnings report on 14 Oct 2025.

From a Technical Analysis Perspective, Is OSBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Old Second Bancorp Stock Split?

Old Second Bancorp has split 5 times.

How Many Employees Does Old Second Bancorp Have?

Old Second Bancorp has 877 employees.

What is the current trading status of Old Second Bancorp (OSBC)?

As of 02 Aug 2025, Old Second Bancorp (OSBC) is trading at a price of 16.59, with a previous close of 16.97. The stock has fluctuated within a day range of 16.43 to 17.57, while its 52-week range spans from 14.14 to 19.46.
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