Old Second Bancorp Inc (OSBC)

Currency in USD
18.00
+0.05(+0.28%)
Closed·
18.000.00(0.00%)
·
OSBC Scorecard
Full Analysis
High shareholder yield
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Fair Value
Day's Range
17.6618.00
52 wk Range
14.1419.46
Key Statistics
Prev. Close
18
Open
17.84
Day's Range
17.66-18
52 wk Range
14.14-19.46
Volume
294.45K
Average Volume (3m)
305.94K
1-Year Change
9.45%
Book Value / Share
16.46
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
22.08
Upside
+22.69%
Members' Sentiments
Bearish
Bullish
ProTips
5 analysts have revised their earnings upwards for the upcoming period

Old Second Bancorp Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Old Second Bancorp Inc Company Profile

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial
Employees
877

Old Second Bancorp Inc Earnings Call Summary for Q3/2025

  • Old Second Bancorp Q3 EPS of $0.18 missed $0.26 forecast by 30.77%, while revenue of $95.88M beat expectations
  • Stock fell 2.17% post-earnings; company completed acquisitions and expanded wealth management team
  • Net interest margin increased 20 basis points to 5.05%; total loan growth reached $1.27B, primarily from acquisitions
  • Dividend increased 17% to $0.07 per share; company expects low single-digit organic loan growth for 2025
  • Management optimistic about profitability amid falling short rates; exploring deposit-focused M&A and potential share buybacks
Last Updated: 23/10/2025, 16:04
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Compare OSBC to Peers and Sector

Metrics to compare
OSBC
Peers
Sector
Relationship
P/E Ratio
13.4x9.9x9.6x
PEG Ratio
−0.660.500.03
Price/Book
1.1x1.1x1.0x
Price / LTM Sales
3.3x3.1x2.9x
Upside (Analyst Target)
25.3%22.9%15.4%
Fair Value Upside
Unlock0.5%1.4%Unlock

Analyst Ratings

5 Buy
1 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 22.08
(+22.69% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.48%
Dividend Yield
1.56%
Industry Median 3.27%
Annualised payout
0.28
Paid quarterly
5-Years Growth
+43.10%
Growth Streak

Earnings

Latest Release
Oct 22, 2025
EPS / Forecast
0.18 / 0.26
Revenue / Forecast
95.88M / 92.74M
EPS Revisions
Last 90 days

OSBC Income Statement

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FAQ

What Stock Exchange Does Old Second Bancorp Trade On?

Old Second Bancorp is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Old Second Bancorp?

The stock symbol for Old Second Bancorp is "OSBC."

What Is the Old Second Bancorp Market Cap?

As of today, Old Second Bancorp market cap is 947.96M.

What Is Old Second Bancorp's Earnings Per Share (TTM)?

The Old Second Bancorp EPS (TTM) is 1.48.

When Is the Next Old Second Bancorp Earnings Date?

Old Second Bancorp will release its next earnings report on 27 Jan 2026.

From a Technical Analysis Perspective, Is OSBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Old Second Bancorp Stock Split?

Old Second Bancorp has split 5 times.

How Many Employees Does Old Second Bancorp Have?

Old Second Bancorp has 877 employees.

What is the current trading status of Old Second Bancorp (OSBC)?

As of 04 Nov 2025, Old Second Bancorp (OSBC) is trading at a price of 18.00, with a previous close of 18.00. The stock has fluctuated within a day range of 17.66 to 18.00, while its 52-week range spans from 14.14 to 19.46.
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