- Investing.com
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California.
Resilient Amid Rates | PennyMac Financial Services demonstrates adaptability in challenging interest rate environments, showcasing strengths in its balanced business model |
Segment Performance | Explore the contrasting outcomes between PFSI's robust servicing segment and the challenges faced in production, highlighting the company's diverse revenue streams |
Market Positioning | Delve into PFSI's solid market stance, with analysts projecting a 14.6% ROE for 2025 and potential benefits from future mortgage rate declines |
Strategic Outlook | Discover management's proactive approach to industry headwinds, maintaining optimism for mid-to-high teens ROE despite near-term challenges |
Metrics to compare | PFSI | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipPFSIPeersSector | |
---|---|---|---|---|
P/E Ratio | 15.7x | −0.5x | 9.8x | |
PEG Ratio | 0.16 | −0.04 | 0.03 | |
Price/Book | 1.5x | 0.7x | 1.0x | |
Price / LTM Sales | 1.7x | 3.3x | 2.9x | |
Upside (Analyst Target) | 15.3% | 15.6% | 15.7% | |
Fair Value Upside | Unlock | −2.2% | 1.4% | Unlock |