Provident Financial Holdings Inc (PROV)

Currency in USD
15.73
-0.05(-0.32%)
Closed·
15.730.00(0.00%)
·
PROV Scorecard
Full Analysis
Stock generally trades with low price volatility
Earnings results expected in 14 days
PROV is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
15.7315.95
52 wk Range
12.9816.70
Key Statistics
Prev. Close
15.73
Open
15.85
Day's Range
15.73-15.95
52 wk Range
12.98-16.7
Volume
4.01K
Average Volume (3m)
6.92K
1-Year Change
8.04%
Book Value / Share
19.41
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
16.25
Upside
+3.31%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Provident Financial Holdings Inc Company Profile

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Sector
Financial
Employees
140

Provident Financial Holdings Inc Earnings Call Summary for Q4/2025

  • Q4 FY2025 EPS of $0.24 missed forecast by 25%, revenue of $9.76M fell short of $10.09M expectation
  • Stock rose 1.38% despite earnings miss; loan originations up 5% to $29.4M, operating expenses down
  • Net interest margin declined 8 basis points to 2.94%; loans held for investment decreased by $13.2M
  • Company expects loan repricing to expand net interest margin; $117M in loans repricing in September
  • CEO notes stabilizing demand for single-family adjustable-rate mortgages; targets 50/50 single/multifamily loan mix
Last Updated: 29/07/2025, 18:04
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Compare PROV to Peers and Sector

Metrics to compare
PROV
Peers
Sector
Relationship
P/E Ratio
16.5x0.0x9.7x
PEG Ratio
−1.360.000.03
Price/Book
0.8x0.0x1.0x
Price / LTM Sales
2.6x0.0x2.9x
Upside (Analyst Target)
3.3%0.0%15.1%
Fair Value Upside
Unlock0.0%0.8%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 16.25
(+3.31% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.93%
Dividend Yield
3.55%
Industry Median 3.33%
Annualised payout
0.56
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 28, 2025
EPS / Forecast
0.24 / 0.32
Revenue / Forecast
9.76M / 10.09M
EPS Revisions
Last 90 days

PROV Income Statement

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FAQ

What Stock Exchange Does Provident Trade On?

Provident is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Provident?

The stock symbol for Provident is "PROV."

What Is the Provident Market Cap?

As of today, Provident market cap is 103.46M.

What Is Provident's Earnings Per Share (TTM)?

The Provident EPS (TTM) is 0.93.

When Is the Next Provident Earnings Date?

Provident will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is PROV a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Provident Stock Split?

Provident has split 2 times.

How Many Employees Does Provident Have?

Provident has 140 employees.

What is the current trading status of Provident (PROV)?

As of 14 Oct 2025, Provident (PROV) is trading at a price of 15.73, with a previous close of 15.73. The stock has fluctuated within a day range of 15.73 to 15.95, while its 52-week range spans from 12.98 to 16.70.
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