Provident Financial Holdings Inc (PROV)

Currency in USD
15.26
+0.05(+0.33%)
Closed·
After Hours
15.280.00(0.00%)
·
PROV Scorecard
Full Analysis
Suffers from weak gross profit margins
PROV is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
15.0215.45
52 wk Range
12.9116.70
Key Statistics
Prev. Close
15.21
Open
15.02
Day's Range
15.02-15.45
52 wk Range
12.91-16.7
Volume
1.48K
Average Volume (3m)
5.85K
1-Year Change
15.52%
Book Value / Share
19.41
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
PROV Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
16.25
Upside
+6.49%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 24 consecutive years
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Provident Financial Holdings Inc Company Profile

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company’s deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Sector
Financial
Employees
127

Provident Financial Holdings Inc Earnings Call Summary for Q4/2025

  • Q4 FY2025 EPS of $0.24 missed forecast by 25%, revenue of $9.76M fell short of $10.09M expectation
  • Stock rose 1.38% despite earnings miss; loan originations up 5% to $29.4M, operating expenses down
  • Net interest margin declined 8 basis points to 2.94%; loans held for investment decreased by $13.2M
  • Company expects loan repricing to expand net interest margin; $117M in loans repricing in September
  • CEO notes stabilizing demand for single-family adjustable-rate mortgages; targets 50/50 single/multifamily loan mix
Last Updated: 29/07/2025, 18:04
Read Full Transcript

Compare PROV to Peers and Sector

Metrics to compare
PROV
Peers
Sector
Relationship
P/E Ratio
16.2x0.0x9.5x
PEG Ratio
−1.330.000.03
Price/Book
0.8x0.0x1.0x
Price / LTM Sales
2.5x0.0x2.8x
Upside (Analyst Target)
6.5%0.0%13.1%
Fair Value Upside
Unlock0.0%2.3%Unlock

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 16.25
(+6.49% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.93%
Dividend Yield
3.67%
Industry Median 3.45%
Annualised payout
0.56
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 28, 2025
EPS / Forecast
0.24 / 0.32
Revenue / Forecast
9.76M / 10.09M
EPS Revisions
Last 90 days

PROV Income Statement

FAQ

What Stock Exchange Does Provident Trade On?

Provident is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Provident?

The stock symbol for Provident is "PROV."

What Is the Provident Market Cap?

As of today, Provident market cap is 101.04M.

What Is Provident's Earnings Per Share (TTM)?

The Provident EPS (TTM) is 0.93.

When Is the Next Provident Earnings Date?

Provident will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is PROV a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Provident Stock Split?

Provident has split 2 times.

How Many Employees Does Provident Have?

Provident has 127 employees.

What is the current trading status of Provident (PROV)?

As of 10 Aug 2025, Provident (PROV) is trading at a price of 15.26, with a previous close of 15.21. The stock has fluctuated within a day range of 15.02 to 15.45, while its 52-week range spans from 12.91 to 16.70.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.