Credit Acceptance Corporation (CACC)

Currency in USD
468.06
+7.88(+1.71%)
Real-time Data·
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Fair Value
Day's Range
453.86473.40
52 wk Range
401.90560.00
Key Statistics
Prev. Close
460.18
Open
462.11
Day's Range
453.86-473.4
52 wk Range
401.9-560
Volume
52.01K
Average Volume (3m)
140.86K
1-Year Change
-7.54%
Book Value / Share
140.47
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
458.00
Downside
-2.15%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Credit Acceptance Corporation Company Profile

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2431

Credit Acceptance Corporation Earnings Call Summary for Q3/2025

  • Credit Acceptance (CACC) exceeded Q3 2025 EPS expectations with $10.28 (4.15% surprise) but missed revenue forecasts at $582.4M (1.91% below estimates), causing shares to drop 1.5%.
  • The company's loan portfolio reached a record $9.1B (up 2% YoY), though market share in subprime auto financing declined from 6.5% to 5.1% amid competitive pressures.
  • CEO Ken Booth announced his retirement after 34 years with the company, emphasizing the strategy of prioritizing 'solid margins over pursuing volume.'
  • Despite challenges, management projects this will be the fifth-best year in company history, with EPS guidance for upcoming quarters ranging from $10.42 to $11.17.
  • Key risks include competitive market dynamics, vehicle affordability issues affecting consumer demand, and high leverage at the upper end of the historical 2-3x debt-to-equity range.
Last Updated: 30/10/2025, 22:56
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Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
11.4x1.9x9.5x
PEG Ratio
0.070.060.03
Price/Book
3.3x0.7x1.0x
Price / LTM Sales
4.2x1.6x2.8x
Upside (Analyst Target)
0.5%26.6%14.0%
Fair Value Upside
Unlock28.0%1.2%Unlock

Analyst Ratings

0 Buy
3 Hold
1 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 458.00
(-2.15% Downside)

Earnings

Latest Release
Oct 30, 2025
EPS / Forecast
10.28 / 9.87
Revenue / Forecast
582.40M / 593.77M
EPS Revisions
Last 90 days

CACC Income Statement

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FAQ

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 5.21B.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 37.89.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on 28 Jan 2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2431 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of 02 Dec 2025, Credit Acceptance (CACC) is trading at a price of 468.06, with a previous close of 460.18. The stock has fluctuated within a day range of 453.86 to 473.40, while its 52-week range spans from 401.90 to 560.00.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is USD458, with a high estimate of USD475 and a low estimate of USD430. 0 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an -2.15% Downside potential.
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