Credit Acceptance Corporation (CACC)

Currency in USD
514.73
+4.72(+0.93%)
Closed·
513.02-1.71(-0.33%)
·
CACC Scorecard
Full Analysis
Management has been aggressively buying back shares
CACC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
505.38515.08
52 wk Range
409.22560.00
Key Statistics
Prev. Close
510.01
Open
511.77
Day's Range
505.38-515.08
52 wk Range
409.22-560
Volume
73.7K
Average Volume (3m)
160.28K
1-Year Change
7.66%
Book Value / Share
133.99
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
CACC Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
467.50
Downside
-9.18%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Credit Acceptance Corporation Company Profile

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2431

Credit Acceptance Corporation Earnings Call Summary for Q2/2025

  • Credit Acceptance's Q2 2025 EPS of $8.56 missed forecasts by 15.75%, while revenue slightly exceeded expectations at $583.8 million
  • Stock dropped 2.83% in aftermarket trading to $504.55; loan portfolio reached $9.1 billion, up 6% YoY, but market share declined to 5.4%
  • Company expects easier YoY comparables post-Q3 2024, aims to maintain 65%+ forecasted collection percentage for 2025 vintage
  • 530,000 shares repurchased at average price of $490; competitive pressures and inflation pose ongoing challenges
  • 2025 vintage performing better than expected; company confident in long-term prospects despite near-term headwinds
Last Updated: 01/08/2025, 04:48
Read Full Transcript

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
13.6x−7.6x9.8x
PEG Ratio
0.09−0.070.03
Price/Book
3.7x0.8x1.0x
Price / LTM Sales
4.9x1.8x2.9x
Upside (Analyst Target)
−8.2%−23.8%10.1%
Fair Value Upside
Unlock−15.8%0.9%Unlock

Analyst Ratings

0 Buy
3 Hold
1 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 467.50
(-9.18% Downside)

Earnings

Latest Release
Jul 31, 2025
EPS / Forecast
8.56 / 10.16
Revenue / Forecast
583.80M / 581.12M
EPS Revisions
Last 90 days

CACC Income Statement

People Also Watch

312.18
HEI
-1.85%
251.19
IT
+1.40%
138.18
FI
+0.39%
277.38
APPF
+0.42%
202.20
LULU
-1.40%

FAQ

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 5.73B.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 35.23.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on 02 Nov 2025.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2431 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of 29 Aug 2025, Credit Acceptance (CACC) is trading at a price of 514.73, with a previous close of 510.01. The stock has fluctuated within a day range of 505.38 to 515.08, while its 52-week range spans from 409.22 to 560.00.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.