Navient Corp (NAVI)

Currency in USD
12.07
-0.13(-1.07%)
Closed·
12.070.00(0.00%)
·
High dividend Yield
NAVI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
11.9112.15
52 wk Range
10.5316.07
Key Statistics
Prev. Close
12.2
Open
12.12
Day's Range
11.91-12.15
52 wk Range
10.53-16.07
Volume
875.61K
Average Volume (3m)
777.22K
1-Year Change
-20.54%
Book Value / Share
24.53
Fair Value
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Fair Value Upside
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NAVI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
12.89
Upside
+6.78%
Members' Sentiments
Bearish
Bullish
ProTips
6 analysts have revised their earnings downwards for the upcoming period

Navient Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Navient Corp Company Profile

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Sector
Financial
Employees
2100

Navient Corp SWOT Analysis


Strategic Shift
Delve into Navient's ambitious cost reduction plan and its potential impact on profitability, as the company navigates execution risks and market uncertainties
Financial Outlook
Explore Navient's mixed Q1 2025 results, with EPS outperformance and strong loan originations, balanced against cautious FY25 guidance and credit risk concerns
Market Dynamics
Uncover how interest rate fluctuations and repayment trends in Navient's loan portfolio could shape its Net Interest Margin and overall financial performance
Analyst Perspectives
Barclays maintains an Underweight rating with a price target range of $10-$11, reflecting concerns about Navient's strategic execution and growth prospects
Read full SWOT analysis

Navient Corp Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.20 missed forecast by $0.09; revenue slightly below expectations at $164 million
  • Loan originations doubled, exceeding $1 billion in H1 2025; full-year guidance raised from $1.8 billion to $2.2 billion
  • Full-year EPS guidance maintained at $0.95-$1.05; targeting low to mid-teens return on equity
  • Focus on graduate student loan market; exploring capital-light strategies amid potential federal loan program changes
  • Strong liquidity with current ratio of 9.88; market cap at $1.36 billion; stock fell 1.38% in pre-market trading
Last Updated: 30/07/2025, 15:26
Read Full Transcript

Compare NAVI to Peers and Sector

Metrics to compare
NAVI
Peers
Sector
Relationship
P/E Ratio
−23.1x7.0x9.5x
PEG Ratio
0.130.010.03
Price/Book
0.5x0.6x1.0x
Price / LTM Sales
2.7x0.3x2.8x
Upside (Analyst Target)
8.7%43.3%14.8%
Fair Value Upside
Unlock25.7%1.3%Unlock

Analyst Ratings

1 Buy
5 Hold
3 Sell
Ratings:
9 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 12.89
(+6.78% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -0.51%
Dividend Yield
5.30%
Industry Median 3.25%
Annualised payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Oct 29, 2025
EPS / Forecast
-0.84 / 0.18
Revenue / Forecast
161.00M / 164.57M
EPS Revisions
Last 90 days

NAVI Income Statement

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FAQ

What Is the Navient (NAVI) Premarket Price Today?

The Navient (NAVI) premarket price is 12.20. Premarket price change units: 0.00. Premarket percentage change: 0.00%. Premarket volume: 0.00. Current date: 15 Nov 2025. Previous close: 12.20

What Stock Exchange Does Navient Trade On?

Navient is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Navient?

The stock symbol for Navient is "NAVI."

What Is the Navient (NAVI) Afterhours Price Today? (Afterhours variable test: 12.07) Current Date: 15 Nov 2025

After hours price: 12.07. After hours price change (units): 0.00. Price change percentage: 0.00%

What Is the Navient Market Cap?

As of today, Navient market cap is 1.18B.

What Is Navient's Earnings Per Share (TTM)?

The Navient EPS (TTM) is -0.51.

When Is the Next Navient Earnings Date?

Navient will release its next earnings report on 26 Jan 2026.

From a Technical Analysis Perspective, Is NAVI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has Navient Stock Split?

Navient has split 3 times.

How Many Employees Does Navient Have?

Navient has 2100 employees.

What is the current trading status of Navient (NAVI)?

As of 15 Nov 2025, Navient (NAVI) is trading at a price of 12.07, with a previous close of 12.20. The stock has fluctuated within a day range of 11.91 to 12.15, while its 52-week range spans from 10.53 to 16.07.

What Is Navient (NAVI) Price Target According to Analysts?

The average 12-month price target for Navient is USD12.88889, with a high estimate of USD18 and a low estimate of USD10. 1 analysts recommend buying the stock, while 3 suggest selling, leading to an overall rating of Neutral. The stock has an +6.78% Upside potential.

What Is the NAVI Premarket Price?

NAVI's last pre-market stock price is 12.20. The pre-market share volume is 0.00, and the stock has decreased by 0.00, or 0.00%.

What Is the NAVI After Hours Price?

NAVI's last after hours stock price is 12.07, the stock has decreased by 0.00, or 0.00%.
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