Texas Capital Bancshares Inc (TCBI)

NASDAQ
Currency in USD
66.03
+0.88(+1.35%)
Closed·
After Hours
63.57-2.46(-3.73%)
·
TCBI Scorecard
Full Analysis
Net income is expected to grow this year
Fair Value
Day's Range
62.5067.08
52 wk Range
56.2491.80
Key Statistics
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Prev. Close
65.15
Open
62.5
Day's Range
62.5-67.08
52 wk Range
56.24-91.8
Volume
885.25K
Average Volume (3m)
544.05K
1-Year Change
17.95%
Book Value / Share
66.39
Fair Value
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Fair Value Upside
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TCBI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
82.54
Upside
+25.00%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high earnings multiple
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Texas Capital Bancshares Inc Company Profile

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

Sector
Financial
Employees
1818

Texas Capital Bancshares Inc SWOT Analysis


Strategic Shift
Texas Capital Bancshares shows promising revenue diversification and expense control, aiming to strengthen its market position amid challenging financial targets.
Banking on Growth
Investment banking emerges as a bright spot, offsetting potential headwinds in net interest income and balance sheet growth in a competitive mid-cap banking landscape.
Profitability Puzzle
Analysts debate TCBI's ability to meet ambitious 2025 ROA and ROTCE targets of >1.10% and >12.5%, with current projections falling short at 0.6% and 5.8% respectively.
Market Sentiment
Analyst price targets range from $47 to $83, reflecting mixed views on TCBI's future prospects amid strong recent stock performance and ongoing strategic execution.
Read full SWOT analysis

Texas Capital Bancshares Inc Earnings Call Summary for Q1/2025

  • Texas Capital Q1 2025 EPS of $0.92 and revenue of $280.48M missed forecasts, but stock rose 0.54% to $65.50
  • Total revenue up 9% YoY to $24.1M, net income to common shareholders up 44% to $42.7M, driven by treasury and wealth management expansion
  • Company raised revenue guidance to low double-digit growth, targeting 1.1% ROAA in H2 2025
  • CEO Rob Holmes highlighted improved market perception and focus on client solutions amid economic uncertainties
  • Analysts concerned about market volatility impact on transactions; leadership emphasized quality client relationships
Last Updated: 17/04/2025, 15:12
Read Full Transcript

Compare TCBI to Peers and Sector

Metrics to compare
TCBI
Peers
Sector
Relationship
P/E Ratio
37.3x10.9x8.5x
PEG Ratio
−0.79−0.070.03
Price/Book
1.0x0.8x1.0x
Price / LTM Sales
3.4x3.0x2.6x
Upside (Analyst Target)
27.2%28.9%21.1%
Fair Value Upside
Unlock20.2%3.7%Unlock

Analyst Ratings

4 Buy
6 Hold
3 Sell
Ratings:
13 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 82.54
(+25.00% Upside)

Earnings

Latest Release
Apr 17, 2025
EPS / Forecast
0.92 / 0.9518
Revenue / Forecast
280.48M / 285.71M
EPS Revisions
Last 90 days

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FAQ

What Is the Texas Capital (TCBI) Premarket Price Today?

The Texas Capital (TCBI) premarket price is . Premarket price change units: . Premarket percentage change: . Premarket volume: . Current date: 19 Apr 2025. Previous close: 65.15

What Stock Exchange Does Texas Capital Trade On?

Texas Capital is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for Texas Capital?

The stock symbol for Texas Capital is "TCBI."

What Is the Texas Capital Market Cap?

As of today, Texas Capital market cap is 3.03B.

What is Texas Capital Earnings Per Share?

The Texas Capital EPS is 1.76.

What Is the Next Texas Capital Earnings Date?

Texas Capital will release its next earnings report on 16 Jul 2025.

From a Technical Analysis Perspective, Is TCBI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
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