Repay Holdings Corp (RPAY)

Currency in USD
4.83
-0.09(-1.83%)
Closed·
After Hours
4.88+0.05(+1.04%)
·
RPAY Scorecard
Full Analysis
Management has been aggressively buying back shares
RPAY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
4.725.00
52 wk Range
3.599.75
Key Statistics
Prev. Close
4.92
Open
4.85
Day's Range
4.72-5
52 wk Range
3.59-9.75
Volume
997.33K
Average Volume (3m)
1.63M
1-Year Change
-48.4%
Book Value / Share
8.51
Fair Value
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Fair Value Upside
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RPAY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
7.89
Upside
+63.33%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Repay Holdings Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Repay Holdings Corp Company Profile

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Repay Holdings Corp SWOT Analysis


Strategic Pivot
Delve into Repay Holdings' strategic review, aimed at addressing challenges and enhancing performance in key verticals amid macroeconomic headwinds
Financial Landscape
Explore RPAY's mixed financial results, including impressive gross margins and improved free cash flow conversion, despite recent misses in earnings expectations
Market Dynamics
Uncover how Repay navigates niche markets, leveraging political media spending while facing intense competition in the evolving fintech space
Future Trajectory
Analyst price targets range from $7.50 to $13.00, with potential for growth in political advertising and other niche markets balancing ongoing sector-specific challenges
Read full SWOT analysis

Repay Holdings Corp Earnings Call Summary for Q1/2025

  • Q1 2025 EPS of -$0.09 missed expectations by $0.31; revenue of $77.3M fell short of $83.92M forecast
  • Revenue declined 4% YoY; gross profit down 5%; adjusted EBITDA at $33.2M with 43% margin
  • Stock fell 0.5% after-hours to $4.02; company deemed undervalued with 'GOOD' Financial Health score
  • Management expects growth acceleration in H2 2025; projects free cash flow conversion over 60% by year-end
  • CEO emphasizes focus on organic growth and creating shareholder value amid market challenges
Last Updated: 12/05/2025, 22:54
Read Full Transcript

Compare RPAY to Peers and Sector

Metrics to compare
RPAY
Peers
Sector
Relationship
P/E Ratio
−33.4x20.7x9.5x
PEG Ratio
−0.400.240.03
Price/Book
0.6x1.8x1.0x
Price / LTM Sales
1.4x2.6x2.8x
Upside (Analyst Target)
44.9%33.1%14.3%
Fair Value Upside
Unlock14.8%2.8%Unlock

Analyst Ratings

6 Buy
3 Hold
0 Sell
Ratings:
9 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 7.89
(+63.33% Upside)

Earnings

Latest Release
May 12, 2025
EPS / Forecast
-0.09 / 0.22
Revenue / Forecast
80.70M / 83.92M
EPS Revisions
Last 90 days

RPAY Income Statement

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FAQ

What Stock Exchange Does Repay Holdings Trade On?

Repay Holdings is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Repay Holdings?

The stock symbol for Repay Holdings is "RPAY."

What Is the Repay Holdings Market Cap?

As of today, Repay Holdings market cap is 430.94M.

What Is Repay Holdings's Earnings Per Share (TTM)?

The Repay Holdings EPS (TTM) is -0.14.

When Is the Next Repay Holdings Earnings Date?

Repay Holdings will release its next earnings report on 04 Nov 2025.

From a Technical Analysis Perspective, Is RPAY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Repay Holdings Stock Split?

Repay Holdings has split 0 times.

How Many Employees Does Repay Holdings Have?

Repay Holdings has 465 employees.

What is the current trading status of Repay Holdings (RPAY)?

As of 02 Aug 2025, Repay Holdings (RPAY) is trading at a price of 4.83, with a previous close of 4.92. The stock has fluctuated within a day range of 4.72 to 5.00, while its 52-week range spans from 3.59 to 9.75.
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