Unicaja Banco SA (UNI)

Currency in EUR
2.369
-0.045(-1.86%)
Real-time Data·
UNI Scorecard
Full Analysis
Has raised its dividend for 5 consecutive years
High dividend Yield
UNI is included in our AI-picked strategies. See how they work
Fair Value
Day's Range
2.3572.417
52 wk Range
1.0492.454
Key Statistics
Prev. Close
2.414
Open
2.417
Day's Range
2.357-2.417
52 wk Range
1.049-2.454
Volume
1.73M
Average Volume (3m)
4.64M
1-Year Change
99.67%
Book Value / Share
2.72
Fair Value
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Fair Value Upside
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UNI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.096
Downside
-11.53%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Unicaja Banco SA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Unicaja Banco SA Company Profile

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; private and personal banking services; and digital and mobile banking services. The company was founded in 1991 and is headquartered in Málaga, Spain.

Sector
Financial
Employees
7576
Market
Spain

Unicaja Banco SA Earnings Call Summary for Q2/2025

  • Net profit up 15% in H1 2025; stock rises 5.5% post-earnings announcement
  • NII expected to exceed €1,450M for the year; RoTE improves to nearly 11%
  • Fees guidance upgraded from flat to low single-digit growth; mutual fund balances up 25% YoY
  • Bank focuses on high-quality, low-risk mortgage lending amid competitive environment
  • Risks include margin pressure, 5% cost increase, and potential interest rate stabilization impact
Last Updated: 29/07/2025, 09:34
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Compare UNI to Peers and Sector

Metrics to compare
UNI
Peers
Sector
Relationship
P/E Ratio
0.0x10.0x9.8x
PEG Ratio
0.000.550.03
Price/Book
0.0x1.2x1.0x
Price / LTM Sales
0.0x3.0x2.9x
Upside (Analyst Target)
0.0%−1.2%9.9%
Fair Value Upside
Unlock1.7%0.9%Unlock

Analyst Ratings

3 Buy
10 Hold
4 Sell
Ratings:
17 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 2.096
(-11.53% Downside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.24%
Dividend Yield
6.71%
Industry Median 4.01%
Annualised payout
0.16
Paid annually
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 29, 2025
EPS / Forecast
0.0653 / 0.0675
Revenue / Forecast
589.00M / 523.50M
EPS Revisions
Last 90 days

UNI Income Statement

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FAQ

What Stock Exchange Does Unicaja Banco Trade On?

Unicaja Banco is listed and trades on the Madrid Stock Exchange stock exchange.

What Is the Stock Symbol for Unicaja Banco?

The stock symbol for Unicaja Banco is "UNI."

What Is the Unicaja Banco Market Cap?

As of today, Unicaja Banco market cap is 6.09B.

What Is Unicaja Banco's Earnings Per Share (TTM)?

The Unicaja Banco EPS (TTM) is 0.24.

When Is the Next Unicaja Banco Earnings Date?

Unicaja Banco will release its next earnings report on 28 Oct 2025.

From a Technical Analysis Perspective, Is UNI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Unicaja Banco Stock Split?

Unicaja Banco has split 0 times.

How Many Employees Does Unicaja Banco Have?

Unicaja Banco has 7576 employees.

What is the current trading status of Unicaja Banco (UNI)?

As of 27 Aug 2025, Unicaja Banco (UNI) is trading at a price of 2.37, with a previous close of 2.41. The stock has fluctuated within a day range of 2.36 to 2.42, while its 52-week range spans from 1.05 to 2.45.

What Is Unicaja Banco (UNI) Price Target According to Analysts?

The average 12-month price target for Unicaja Banco is EUR2.09588, with a high estimate of EUR2.9 and a low estimate of EUR1.6. 3 analysts recommend buying the stock, while 4 suggest selling, leading to an overall rating of Neutral. The stock has an -11.53% Downside potential.
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