Universal Insurance Holdings Inc (UVE)

Currency in USD
23.47
+0.17(+0.73%)
Closed·
After Hours
23.47-0.01(-0.04%)
·
UVE Scorecard
Full Analysis
Short term obligations exceed liquid assets
UVE is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
23.2523.66
52 wk Range
16.4128.49
Key Statistics
Prev. Close
23.3
Open
23.49
Day's Range
23.25-23.66
52 wk Range
16.41-28.49
Volume
135.79K
Average Volume (3m)
274.56K
1-Year Change
25.96%
Book Value / Share
16.27
Fair Value
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Fair Value Upside
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UVE Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.00
Upside
+23.56%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 20 consecutive years
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Universal Insurance Holdings Inc Company Profile

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Industry
Insurance
Sector
Financial
Employees
1068

Universal Insurance Holdings Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $1.23 beat expectations by 9.82%, but revenue of $400.14M missed by 32.82%, causing 7.43% stock drop
  • Direct premiums written up 3.2% to $596.7M, earned premiums up 6.7% to $523.4M; net combined ratio increased 1.9 points to 97.8%
  • Company maintains multi-state growth strategy; forecasts Q4 2025 EPS of $0.79 and Q1 2026 EPS of $1.2
  • CEO emphasizes 25 years of Florida experience; CFO notes 'abundant' holding company capital despite revenue challenges
  • Analysts maintain 'Buy' recommendation with $29 price target; company faces increased competition and cost management issues
Last Updated: 07/08/2025, 21:32
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Compare UVE to Peers and Sector

Metrics to compare
UVE
Peers
Sector
Relationship
P/E Ratio
10.0x5.8x9.5x
PEG Ratio
−0.520.240.03
Price/Book
1.5x2.2x1.0x
Price / LTM Sales
0.4x2.7x2.8x
Upside (Analyst Target)
24.5%40.4%13.1%
Fair Value Upside
Unlock−2.4%1.9%Unlock

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.00
(+23.56% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.36%
Dividend Yield
2.73%
Industry Median 3.26%
Annualised payout
0.64
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 24, 2025
EPS / Forecast
1.23 / 1.12
Revenue / Forecast
400.14M / 595.62M
EPS Revisions
Last 90 days

UVE Income Statement

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FAQ

What Stock Exchange Does Universal Insurance Trade On?

Universal Insurance is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Universal Insurance?

The stock symbol for Universal Insurance is "UVE."

What Is the Universal Insurance Market Cap?

As of today, Universal Insurance market cap is 664.64M.

What Is Universal Insurance's Earnings Per Share (TTM)?

The Universal Insurance EPS (TTM) is 2.36.

When Is the Next Universal Insurance Earnings Date?

Universal Insurance will release its next earnings report on 22 Oct 2025.

From a Technical Analysis Perspective, Is UVE a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Universal Insurance Stock Split?

Universal Insurance has split 1 times.

How Many Employees Does Universal Insurance Have?

Universal Insurance has 1068 employees.

What is the current trading status of Universal Insurance (UVE)?

As of 09 Aug 2025, Universal Insurance (UVE) is trading at a price of 23.47, with a previous close of 23.30. The stock has fluctuated within a day range of 23.25 to 23.66, while its 52-week range spans from 16.41 to 28.49.
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