Upstart Holdings Inc (UPST)

Currency in USD
64.16
-4.60(-6.69%)
Real-time Data·

UPST Earnings

Latest Release
Aug 05, 2025
EPS / Forecast
0.36 / 0.24
Revenue / Forecast
257.00M / 225.43M
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
09/2025--/0.442--/268.65M----Free Sign Up
06/20250.36/0.24257M/225.43M+50%+14%Free Sign Up
03/2025-0.03/0.17220.39M/201.13M-117.65%+9.58%Free Sign Up
12/20240.26/-0.04218.96M/182.07M+750%+20.26%Free Sign Up
09/2024-0.06/-0.15162.14M/149.32M+60%+8.59%Free Sign Up
06/2024-0.17/-0.34128M/131.32M+50%-2.53%Free Sign Up
03/2024-0.31/-0.37128M/125.09M+16.22%+2.33%Free Sign Up
12/2023-0.11/-0.11140.31M/134.83M0%+4.06%Free Sign Up
09/2023-0.05/-0.02135M/139.76M-150%-3.41%Free Sign Up
06/20230.06/-0.07135.77M/135.21M+185.71%+0.41%Free Sign Up

All numbers in USD

Upstart Holdings Inc Earnings Call Summary for Q2/2025

  • Upstart reports Q2 2025 EPS of $0.36, beating forecasts by 50%. Revenue reaches $257M, up 102% YoY. First profitable quarter since 2022.
  • Company launches Model 22, enhancing conversion rates. Plans to transition product funding off balance sheet by end of 2025.
  • Full-year 2025 guidance: $1.055B revenue, $35M GAAP net income. Targets 20% adjusted EBITDA margin.
  • Stock rises 1.35% after-hours. 247% return over past year, but appears overvalued per InvestingPro analysis.
  • CEO emphasizes AI-driven strategy to 'underwrite 100% of Americans with the best credit products in the world.'
Last Updated: 05/08/2025, 23:24
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FAQ

What Is Upstart's Earnings Per Share (TTM)?

The Upstart EPS (TTM) is -0.07.

When Is The Next Upstart Earnings Date?

Upstart will release its next earnings report on 10 Nov 2025.

What Is Upstart’s Revenue Forecasts For Upcoming Quarters?

Upstart’s revenue forecast is 268.65M.
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