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Upstart Holdings Inc (UPST)
Upstart Holdings Inc stock price live, this page displays NASDAQ UPST stock exchange data. View the UPST premarket stock price ahead of the market session or assess the after hours quote. Monitor the latest movements within the Upstart Holdings Inc real time stock price chart below.
What Is the Upstart Holdings Inc Stock Price Today?
The Upstart Holdings Inc stock price today is 63.41.
What Is the Stock Symbol for Upstart Holdings Inc?
The stock symbol for Upstart Holdings Inc is ""UPST.""
What Stock Exchange Does Upstart Holdings Inc Trade On?
Upstart Holdings Inc is listed and trades on the NASDAQ stock exchange.
Is Upstart Holdings Inc a Good Stock to Buy?
Determining whether Upstart Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the UPST quote. (ISIN: US91680M1071)
What Is the Upstart Holdings Inc Stock Price Today?
The Upstart Holdings Inc stock price today is 63.41.
What Is the Stock Symbol for Upstart Holdings Inc?
The stock symbol for Upstart Holdings Inc is ""UPST.""
What Stock Exchange Does Upstart Holdings Inc Trade On?
Upstart Holdings Inc is listed and trades on the NASDAQ stock exchange.
Is Upstart Holdings Inc a Good Stock to Buy?
Determining whether Upstart Holdings Inc—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the UPST quote. (ISIN: US91680M1071)
Fair Value
An estimate of a Upstart's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
61.86
63.98
52 wk Range
31.40
96.43
UPST Scorecard
Full Analysis
Net income is expected to grow this year
Unusual trading volume
1/2
Fair Value
An estimate of a Upstart's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
61.8663.98
52 wk Range
31.4096.43
Key Statistics
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Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
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N/A
(N/A)
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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UnlockMarket Cap
Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
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N/A
(N/A)
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
UPST Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
UnlockFair Value
An estimate of a Upstart's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Sell
Analysts Sentiment
Neutral
Price Target
81.62
Upside
+28.71%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
8 analysts have revised their earnings upwards for the upcoming period
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell
Upstart Holdings Inc Company Profile
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Upstart Holdings Inc SWOT Analysis
AI-Driven Disruption | Explore Upstart's revolutionary AI lending platform, boasting a 90% automation rate and potential to redefine credit assessment in the fintech industry |
Financial Rollercoaste | Delve into Upstart's journey from losses to positive adjusted EBITDA, with revenue surpassing expectations amid ongoing profitability challenges |
Funding Evolution | Learn how Upstart's strategic shift towards a fee-based marketplace model and reduced on-balance sheet loans is reshaping its financial stability |
Growth vs. Headwinds | Analyst targets range from $25 to $35, reflecting mixed views on Upstart's ability to navigate macroeconomic challenges and capitalize on new market segments |
Upstart Holdings Inc Earnings Call Summary for Q2/2025
- Upstart reports Q2 2025 EPS of $0.36, beating forecasts by 50%. Revenue reaches $257M, up 102% YoY. First profitable quarter since 2022.
- Company launches Model 22, enhancing conversion rates. Plans to transition product funding off balance sheet by end of 2025.
- Full-year 2025 guidance: $1.055B revenue, $35M GAAP net income. Targets 20% adjusted EBITDA margin.
- Stock rises 1.35% after-hours. 247% return over past year, but appears overvalued per InvestingPro analysis.
- CEO emphasizes AI-driven strategy to 'underwrite 100% of Americans with the best credit products in the world.'
Last Updated: 05/08/2025, 23:24
Read Full TranscriptCompare UPST to Peers and Sector
Metrics to compare | UPST | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipUPSTPeersSector | |
|---|---|---|---|---|
P/E Ratio | −960.4x | 2.7x | 9.6x | |
PEG Ratio | −9.90 | 0.05 | 0.03 | |
Price/Book | 8.5x | 0.5x | 1.0x | |
Price / LTM Sales | 6.9x | 0.7x | 2.8x | |
Upside (Analyst Target) | 33.9% | 15.0% | 11.3% | |
Fair Value Upside | Unlock | 32.3% | 0.9% | Unlock |
Analyst Ratings
6 Buy
7 Hold
2 Sell
Ratings:
15 analysts
Overall Consensus
Neutral
Analysts 12-Month Price Target:
Average 81.62
(+28.71% Upside)
Earnings
Latest Release
Aug 05, 2025
EPS / Forecast
0.36 / 0.24
Revenue / Forecast
257.00M / 225.43M
People Also Watch
FAQ
What Stock Exchange Does Upstart Trade On?
Upstart is listed and trades on the Nasdaq Stock Exchange stock exchange.
What Is the Stock Symbol for Upstart?
The stock symbol for Upstart is "UPST."
What Is the Upstart Market Cap?
As of today, Upstart market cap is 6.10B.
What Is Upstart's Earnings Per Share (TTM)?
The Upstart EPS (TTM) is -0.07.
When Is the Next Upstart Earnings Date?
Upstart will release its next earnings report on 10 Nov 2025.
From a Technical Analysis Perspective, Is UPST a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
How Many Times Has Upstart Stock Split?
Upstart has split 0 times.
How Many Employees Does Upstart Have?
Upstart has 1193 employees.
What is the current trading status of Upstart (UPST)?
As of 13 Aug 2025, Upstart (UPST) is trading at a price of 63.41, with a previous close of 63.41. The stock has fluctuated within a day range of 61.86 to 63.98, while its 52-week range spans from 31.40 to 96.43.
What Is Upstart (UPST) Price Target According to Analysts?
The average 12-month price target for Upstart is USD81.61538, with a high estimate of USD105 and a low estimate of USD20. 6 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Neutral. The stock has an +28.71% Upside potential.
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Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
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