Yirendai Ltd (YRD)

Currency in USD
6.200
-0.160(-2.52%)
Closed·
After Hours
6.2000.000(0.00%)
·
YRD Scorecard
Full Analysis
Management has been aggressively buying back shares
High dividend Yield
Fair Value
Day's Range
6.1256.495
52 wk Range
4.1209.200
Key Statistics
Prev. Close
6.36
Open
6.36
Day's Range
6.125-6.495
52 wk Range
4.12-9.2
Volume
55.87K
Average Volume (3m)
107.31K
1-Year Change
35.9%
Book Value / Share
15.45
Fair Value
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Fair Value Upside
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YRD Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year

Yirendai Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Yirendai Ltd Company Profile

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Sector
Financial
Employees
949

Yirendai Ltd Earnings Call Summary for Q4/2024

  • Yirendai Ltd reported Q4 2024 revenue growth of 14% YoY, but net income fell 42% due to increased R&D expenses
  • Company forecasts 2025 revenue between RMB 5.5-6.5 billion, focusing on AI development and global expansion
  • Stock closed 6.69% higher at $8.61 pre-earnings, but fell 8.13% to $7.91 in premarket trading
  • CEO Lin Tang emphasized AI, high-quality growth, and global expansion as key themes for 2025
  • Yirendai aims to double international loan volume and increase repeat borrowing rate to 70%
Last Updated: 20/03/2025, 14:00
Read Full Transcript

Compare YRD to Peers and Sector

Metrics to compare
YRD
Peers
Sector
Relationship
P/E Ratio
2.9x6.0x9.7x
PEG Ratio
−0.080.070.03
Price/Book
0.4x0.9x1.0x
Price / LTM Sales
0.6x1.0x2.9x
Upside (Analyst Target)
-22.9%9.9%
Fair Value Upside
Unlock19.9%1.4%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 15.55%
Dividend Yield
5.82%
Industry Median 3.43%
Annualised payout
0.37
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jun 12, 2025
EPS / Forecast
2.85 / --
Revenue / Forecast
1.55B / --
EPS Revisions
Last 90 days

YRD Income Statement

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FAQ

What Stock Exchange Does Yirendai Ltd Trade On?

Yirendai Ltd is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Yirendai Ltd?

The stock symbol for Yirendai Ltd is "YRD."

What Is the Yirendai Ltd Market Cap?

As of today, Yirendai Ltd market cap is 549.55M.

What Is Yirendai Ltd's Earnings Per Share (TTM)?

The Yirendai Ltd EPS (TTM) is 15.55.

When Is the Next Yirendai Ltd Earnings Date?

Yirendai Ltd will release its next earnings report on 13 Aug 2025.

From a Technical Analysis Perspective, Is YRD a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Yirendai Ltd Stock Split?

Yirendai Ltd has split 0 times.

How Many Employees Does Yirendai Ltd Have?

Yirendai Ltd has 949 employees.

What is the current trading status of Yirendai Ltd (YRD)?

As of 25 Jul 2025, Yirendai Ltd (YRD) is trading at a price of 6.20, with a previous close of 6.36. The stock has fluctuated within a day range of 6.13 to 6.50, while its 52-week range spans from 4.12 to 9.20.
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