OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
Financial Resilience | OneMain Holdings demonstrates strong financial performance with Q1 2025 core EPS of $1.72, surpassing analyst estimates and showcasing operational efficiency |
Credit Quality Focus | Delve into OneMain's strategic efforts to improve credit metrics, including stabilizing delinquency rates and enhancing underwriting standards for new loan originations |
Growth Initiatives | Explore OneMain's expansion into auto lending and pursuit of an Industrial Loan Company banking license as key drivers for future growth and market position enhancement |
Market Outlook | Analyst price targets range from $48 to $65, reflecting varied perspectives on OneMain's potential amid economic uncertainties and its competitive advantages in consumer finance |
Metrics to compare | OMF | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOMFPeersSector | |
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P/E Ratio | 11.1x | −2.4x | 9.7x | |
PEG Ratio | 0.78 | 0.01 | 0.03 | |
Price/Book | 2.2x | 0.8x | 1.0x | |
Price / LTM Sales | 2.7x | 2.8x | 2.9x | |
Upside (Analyst Target) | 5.1% | 3.4% | 10.6% | |
Fair Value Upside | Unlock | 5.7% | 1.0% | Unlock |