- Investing.com
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
Credit Quality Boost | OneMain's improved underwriting practices lead to better-than-expected delinquency trends, signaling a positive credit outlook for fiscal year 2025 |
Strategic Expansion | Delve into OneMain's cautious growth strategy, including its foray into auto lending and pursuit of an Industrial Loan Company banking license |
Financial Resilience | Explore OneMain's strong Q1 2025 performance, with core EPS of $1.72 surpassing expectations, and analysts' upward revisions for future earnings |
Market Valuation | Analysts set price targets ranging from $55 to $65, with OneMain's stock showing a 35% return over the past year and trading near its 52-week high |
Metrics to compare | OMF | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOMFPeersSector | |
|---|---|---|---|---|
P/E Ratio | 9.2x | 55.2x | 10.1x | |
PEG Ratio | 0.17 | 0.07 | 0.03 | |
Price/Book | 2.1x | 3.5x | 1.0x | |
Price / LTM Sales | 2.4x | 2.3x | 3.0x | |
Upside (Analyst Target) | 16.8% | 46.8% | 11.0% | |
Fair Value Upside | Unlock | 12.7% | 1.3% | Unlock |