Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Strategic Refocus | Oportun's pivot to core personal loans and divestment of credit card portfolio signals a renewed focus on profitability and operational efficiency |
Credit Conundrum | Explore Oportun's struggle with elevated loss rates compared to peers, raising questions about risk management and potential regulatory scrutiny |
Cost-Cutting Catalyst | Delve into aggressive cost-saving initiatives targeting $97.5M quarterly operating expenses, potentially driving significant earnings growth |
Market Challenges | Oportun faces hurdles including dilution risks and limited share liquidity, with JMP Securities maintaining a "Market Perform" rating |
Metrics to compare | OPRT | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPRTPeersSector | |
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P/E Ratio | −57.8x | −7.8x | 9.6x | |
PEG Ratio | −0.60 | 0.02 | 0.03 | |
Price/Book | 0.7x | 0.7x | 1.0x | |
Price / LTM Sales | 0.4x | 2.5x | 2.8x | |
Upside (Analyst Target) | 57.0% | −39.1% | 11.7% | |
Fair Value Upside | Unlock | −35.0% | 1.5% | Unlock |