Oportun Financial Corp (OPRT)

Currency in USD
6.010
-0.040(-0.66%)
Closed·
6.020+0.010(+0.17%)
·
OPRT Scorecard
Full Analysis
High shareholder yield
OPRT is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
5.9656.140
52 wk Range
2.3659.245
Key Statistics
Prev. Close
6.05
Open
6.05
Day's Range
5.965-6.14
52 wk Range
2.365-9.245
Volume
454.15K
Average Volume (3m)
575.45K
1-Year Change
93.87%
Book Value / Share
8.57
Fair Value
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Fair Value Upside
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OPRT Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
9.200
Upside
+53.08%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Oportun Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Oportun Financial Corp Company Profile

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Sector
Financial
Employees
2371

Oportun Financial Corp SWOT Analysis


Strategic Refocus
Oportun's pivot to core personal loans and divestment of credit card portfolio signals a renewed focus on profitability and operational efficiency
Credit Conundrum
Explore Oportun's struggle with elevated loss rates compared to peers, raising questions about risk management and potential regulatory scrutiny
Cost-Cutting Catalyst
Delve into aggressive cost-saving initiatives targeting $97.5M quarterly operating expenses, potentially driving significant earnings growth
Market Challenges
Oportun faces hurdles including dilution risks and limited share liquidity, with JMP Securities maintaining a "Market Perform" rating
Read full SWOT analysis

Oportun Financial Corp Earnings Call Summary for Q2/2025

  • Oportun Financial reported Q2 2025 adjusted EPS of $0.31, beating expectations by 34.78%, with revenue slightly missing at $234 million
  • Third consecutive quarter of GAAP profitability achieved, with net income of $6.9 million and operating expenses down 13% year-over-year
  • Full-year 2025 guidance projects adjusted EPS growth of 67-94%, with portfolio decline of 3% but mid-single-digit originations growth expected
  • Company focuses on expanding secured personal loans and operational efficiency, maintaining a GOOD financial health score of 2.53
  • Stock rose 0.16% in aftermarket trading, with analysts forecasting profitability and EPS of $1.34 for FY2025
Last Updated: 07/08/2025, 09:06
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Compare OPRT to Peers and Sector

Metrics to compare
OPRT
Peers
Sector
Relationship
P/E Ratio
−57.8x−7.8x9.6x
PEG Ratio
−0.600.020.03
Price/Book
0.7x0.7x1.0x
Price / LTM Sales
0.4x2.5x2.8x
Upside (Analyst Target)
57.0%−39.1%11.7%
Fair Value Upside
Unlock−35.0%1.5%Unlock

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 9.200
(+53.08% Upside)

Earnings

Latest Release
Aug 06, 2025
EPS / Forecast
0.31 / 0.23
Revenue / Forecast
234.30M / 240.01M
EPS Revisions
Last 90 days

OPRT Income Statement

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FAQ

What Stock Exchange Does Oportun Financial Trade On?

Oportun Financial is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Oportun Financial?

The stock symbol for Oportun Financial is "OPRT."

What Is the Oportun Financial Market Cap?

As of today, Oportun Financial market cap is 263.62M.

What Is Oportun Financial's Earnings Per Share (TTM)?

The Oportun Financial EPS (TTM) is -0.10.

When Is the Next Oportun Financial Earnings Date?

Oportun Financial will release its next earnings report on 17 Nov 2025.

From a Technical Analysis Perspective, Is OPRT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Oportun Financial Stock Split?

Oportun Financial has split 0 times.

How Many Employees Does Oportun Financial Have?

Oportun Financial has 2371 employees.

What is the current trading status of Oportun Financial (OPRT)?

As of 19 Aug 2025, Oportun Financial (OPRT) is trading at a price of 6.01, with a previous close of 6.05. The stock has fluctuated within a day range of 5.97 to 6.14, while its 52-week range spans from 2.37 to 9.25.
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